4493 Spotted Rd, Clayton, WA 99110 Property Records

Stevens County property record for 4493 Spotted Rd, Clayton, WA 99110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,544 sqft · built 1996
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2013)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2023 Mortgage + 4 more
APN	`5875075`

Property Details

APN / Parcel Number

Primary APN	`5875075`
Alternative APN	`65449`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,544 sqft Living Area
1st Floor Area	2,688 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Area	1,344 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	344 sqft
Shed	1 Shed
Shed Area	128 sqft
Utility Building	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	65449
Street Address	4493 SPOTTED RD
City	CLAYTON
State	WA
Zip	99110-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 SW4 SW4 LS N 91 OF E 82 OF W 562; S 42 OF W 180 N2 SW4 SW4; LS M/R ON ALL
Legal Range	42E
Legal Township	30N
Legal Section	33
Jurisdiction	STEVENS WA
Township / Civil Division	SPRINGDALE
Census Block Group	2
Census Block	2047
Census Tract	951302

Owner

4493 Spotted Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Stevens County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 18, 2023	Deed of Trust, Mortgage · Closed-End Mortgage SPOKANE TEACHERS CU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Aug 14, 2019	Correction Deed ATTORNEY ONLY
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Deed Document Number	20137721
Last Transfer Date	Aug 8, 2019
Transfer Doc	0000005857
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Recording Date	Jul 27, 2026
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Document Number	0000004684
Instrument Date	Jul 22, 2026
Instrument	20264684
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778

Mortgage

Document Number	0000004684,
Date	Jul 27, 2026
Instrument	20264684

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	11.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005074
Date	Aug 18, 2023
Instrument	2023 0005074

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FRONTIER TITLE AND ESCROW, FRONTIER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011396
Date	Sep 30, 2021
Instrument	2021 0011396

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Document Number	0000000285
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FRONTIER TITLE AND ESCROW, FRONTIER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4493 SPOTTED RD CLAYTON WA 991109778, CLAYTON, WA 99110-9778

Mortgage

Document Number	0000000285
Date	Jan 13, 2020
Instrument	285

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	STEVENS WA
Recording Date	Aug 14, 2019
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Document Number	0000005857
Instrument Date	Aug 8, 2019
Instrument	5857
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112 DEER PARK WA 990060112, DEER PARK, WA 99006-0112

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4493 SPOTTED RD, CLAYTON, WA 99110-9778
Document Number	0000008487
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	FRONTIER TITLE AND ESCROW, FRONTIER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4493 SPOTTED RD CLAYTON WA 991109778, CLAYTON, WA 99110-9778

Mortgage

Document Number	0000008487
Date	Nov 16, 2018
Instrument	8487

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4493 Spotted Rd was $2,902, up 10.6% from the year before.

Source: Stevens County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Deer Park School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (+10.59%)	$319,850 (+1.86%) Land $60,000 Building $259,850	$319,850 (+1.86%) Land $60,000 Building $259,850
2024	$2,624.00 (-0.53%)	$314,010 Land $60,000 Building $254,010	$314,010 Land $60,000 Building $254,010
2023	$2,638.00
2022		$285,200 Land $52,000 Building $233,200	$285,200 Land $52,000 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4493 Spotted Rd; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4493 Spotted Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	476 / 270
Wired or Wireless Fixed Wireless	200 / 40
Pogozone powered by Neubeam Fixed Wireless	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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