4493 Rose Terrace Dr, Redding, CA 96001 Property Records

Shasta County property record for 4493 Rose Terrace Dr, Redding, CA 96001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,724 sqft · built 1994
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Tax Bill$2,694 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN203-410-007-000

Property Details

APN / Parcel Number

Primary APN203-410-007-000
Alternative APN
  • 20341007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area54,450 sqft
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number203410007000
Street Address4493 ROSE TERRACE DR
CityREDDING
StateCA
Zip96001-6142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOUNTRY HEIGHTS S-8-91 12
Legal Lot Number8
JurisdictionSHASTA CA
Township / Civil DivisionREDDING
Census Block Group1
Census Block1001
Census Tract11002

Owner

Source: Shasta County records · APN 203-410-007-000

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Jul 15, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 07, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Apr 13, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Recording DateMay 21, 2026
Property Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142
Document Number0000011223
Instrument DateMay 13, 2026
Instrument202611223
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142

Mortgage

Document Number0000011223,
DateMay 21, 2026
Instrument202611223
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2056
Interest
Rate6.3%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Property Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022085
DateJul 15, 2020
Instrument2020-0022085
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Property Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142
Document Number0000032461
Instrument DateNov 07, 2018
Transaction TypeMortgage
Record UpdatedDec 06, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4493 ROSE TERRACE DR REDDING CA 960016142, REDDING, CA 96001-6142

Mortgage

Document Number0000032461
DateNov 16, 2018
Instrument32461
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHASTA CA
Property Address4493 ROSE TERRACE DR, REDDING, CA 96001-6142
Document Number0000013628
Instrument DateApr 13, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4493 ROSE TERRACE DR REDDING CA 960016142, REDDING, CA 96001-6142

Mortgage

Document Number0000013628
DateMay 12, 2017
Instrument13628
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shasta County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyShasta County
MunicipalityRedding City
Elementary School DistrictRedding Elementary School District (KG - 08)
Secondary School DistrictShasta Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$268,083 (+2%) Land $59,940 Building $208,143
2025$2,694.00 (+3.1%) Homeowner's exemption$262,827 (+4.04%) Land $58,765 Building $204,062
2023$2,613.00 (+1.79%) Homeowner's exemption$252,623 Land $56,484 Building $196,139
2022$2,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
DigitalPath
Fixed Wireless
400 / 20
Com-Pair Services
Fixed Wireless
100 / 25

Based on FCC filings for 118 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF REDDING
serves 90,254 people
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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