4493 Hartley Cir, Brainerd, MN 56401 Property Records

Crow Wing County property record for 4493 Hartley Cir, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2026)
Tax Bill	$466 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991170020210009`

Property Details

APN / Parcel Number

Primary APN	`991170020210009`
Alternative APNs	`99150704` `149226` `71269`

Interior

Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Patio Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	360 sqft
Storage Building	Storage Building

Location & Zoning

Account Number	149226
Street Address	4493 HARTLEY CIR
City	BRAINERD
State	MN
Zip	56401-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK 2 AND LOT 21 BLOCK 2
Legal Range	29W
Legal Township	134
Legal Section	15
Legal Subdivision	1ST ADDITION TO HARTLEY SHORES
Legal Block	2
Legal Lot Number	20,21
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	2
Census Block	2008
Census Tract	950902

Owner

4493 Hartley Cir is owned and occupied by an individual who bought it in July 2026.

Source: Crow Wing County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4493 HARTLEY CIR, BRAINERD, MN 56401-6903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jul 20, 2022 · Amount on File
Deed Document Number	20261027057
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 24, 2026
Property Address	4493 HARTLEY CIR, BRAINERD, MN 56401-6903
Document Number	0001027057
Instrument Date	Jul 20, 2026
Instrument	20261027057
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4493 HARTLEY CIR, BRAINERD, MN 56401-6903
Investor	Possibly a Property Investor

Mortgage

Document Number	0001027058,
Date	Jul 24, 2026
Instrument	20261027058

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4493 Hartley Cir was $466 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$466.00 Homeowner's exemption	$119,200 (+29.14%) Land $73,800 Building $45,400	$119,200 (+29.14%) Land $73,800 Building $45,400
2025		$92,300 Land $57,200 Building $35,100	$92,300 Land $57,200 Building $35,100
2023	$284.00	$78,600 Land $46,300 Building $32,300	$78,600 Land $46,300 Building $32,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4493 Hartley Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4493 Hartley Cir is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20