4492 Merced Falls Rd, Snelling, CA 95369 Property Records

Merced County property record for 4492 Merced Falls Rd, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,026 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2025)
Tax Bill	$6,462 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-260-012-000`

Property Details

APN / Parcel Number

Primary APN	`043-260-012-000`
Alternative APN	`043-260-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	2,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	1,851 sqft
Parking Spaces	7 Parking Spaces
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	043-260-012
Street Address	4492 MERCED FALLS RD
City	SNELLING
State	CA
Zip	95369-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WIENS AIR PARK LOT 9
Legal Subdivision	WIENS AIR PARK
Legal Lot Number	9
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1045
Census Tract	2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Aug 25, 2021	Intrafamily Transfer, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Mar 24, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	20259798
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0000037531
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746

Mortgage

Document Number	0000034186
Date	Dec 2, 2025
Instrument	2025034186

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2021
Property Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Document Number	0000037531
Map Reference	VOL 19 PG 10
Instrument Date	Aug 18, 2021
Instrument	2021037531
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY MERCED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020514
Date	Jun 24, 2020
Instrument	2020020514

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 24, 2017
Property Address	4492 MERCED FALLS RD, SNELLING, CA 95369-9746
Document Number	0000009315
Instrument Date	Mar 16, 2017
Instrument	9315
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 217 SNELLING CA 953690217, SNELLING, CA 95369-0217

Mortgage

Document Number	9316
Date	Mar 24, 2017
Instrument	9316

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,300 (+6.74%) Land $102,000 Building $576,300
2025	$6,462.00 (+2.1%)	$635,470 (+4.04%) Land $262,694 Building $372,776
2024	$6,329.00 (+2.05%)
2023	$6,202.00 (+1.31%) Homeowner's exemption	$610,796 Land $252,495 Building $358,301
2022	$6,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

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