4492 Emerald St, #40, Torrance, CA 90503 Property Records

Los Angeles County property record for 4492 Emerald St, #40, Torrance, CA 90503

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,193 sqft · built 1981
Lot Size	4.47 acres (195,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,000 (Apr 2024)
Tax Bill	$12,083 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`7524-017-073`

Property Details

APN / Parcel Number

Primary APN	`7524-017-073`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,193 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	195,138 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4492 EMERALD ST, 40
City	TORRANCE
State	CA
Zip	90503-3028
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TORR-LM
Legal Description	TR=37302 CONDOMINIUMUNIT 40
Legal Subdivision	EMERALD GLEN
Legal Tract	37302
Legal Block	2
Legal Lot Number	1
Jurisdiction	LOS ANGELES CA
Township / Civil Division	TORRANCE
Census Block Group	2
Census Block	2001
Census Tract	650606

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4492 EMERALD ST, 40, TORRANCE, CA 90503-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARCSTONE FINANCIAL INC
Apr 25, 2024	Grant Deed, Transfer · Conventional Mortgage LOGIX FCU
Jun 15, 2022	Deed of Trust, Mortgage · Construction Mortgage AIS CAPITAL INVESMNETS INC
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit KESWICK FINANCIAL GROUP INC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
Apr 14, 2020	Quit Claim Deed, Transfer SCOTT & GLORIA JOHNSON
Nov 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage TWERSKY S & K F/TR (PT)
Feb 5, 2019	Quit Claim Deed, Transfer PROVIDENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Jun 14, 2001 · Amount on Record
Deed Document Number	2024272300
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000412145
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 EMERALD ST 40, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	0000948052
Date	Dec 31, 2025
Instrument	25-0948052

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Apr 25, 2024
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Document Number	0000272300
Map Reference	MB 931 PG 27&28
Instrument Date	Apr 19, 2024
Instrument	24-0272300
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	0000272301
Date	Apr 25, 2024
Instrument	24-0272301

Lender

Name	LOGIX FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	SOFR Average 30-Day
Max Rate	12.2%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 EMERALD ST 40, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	0000632512
Date	Jun 15, 2022
Instrument	22-0632512

Lender

Name	AIS CAPITAL INVESMNETS INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 EMERALD ST 40, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	0000360426
Date	Mar 31, 2022
Instrument	22-0360426

Lender

Name	KESWICK FINANCIAL GROUP INC
Type	Non-Lending Institution
Address	BELLFLOWER, CA 90707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 EMERALD ST 40, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	0001472446
Date	Sep 28, 2021
Instrument	21-1472446

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Apr 14, 2020
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Document Number	0000412145
Instrument Date	Apr 3, 2020
Instrument	412145
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4492 EMERALD ST #40 TORRANCE CA 905033028, 40, TORRANCE, CA 90503-3028

Mortgage

Document Number	412146
Date	Apr 14, 2020
Instrument	412146

Lender

Name	SCOTT & GLORIA JOHNSON
Address	PO BOX 693, REDONDO BEACH, CA 90277-0693

Agreement

Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 21, 2018
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Document Number	0001170241
Instrument Date	Oct 26, 2018
Instrument	1170241
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4492 EMERALD ST #410 TORRANCE CA 905033028, 410, TORRANCE, CA 90503-3028

Mortgage

Document Number	1170242
Date	Nov 21, 2018
Instrument	1170242

Lender

Name	TWERSKY S & K F/TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Feb 5, 2019
Property Address	4492 EMERALD ST # 40, 40, TORRANCE, CA 90503-3028
Document Number	0000106658
Instrument Date	Oct 26, 2018
Instrument	106658
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4492 EMERALD ST #40 TORRANCE CA 905033028, 40, TORRANCE, CA 90503-3028

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Torrance City
Unified School District	Torrance Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,076,813 (+2%) Land $720,372 Building $356,441
2025	$12,083.00 (+215.57%)	$1,055,700 (+233.94%) Land $706,248 Building $349,452
2023	$3,829.00 (+1.38%) Homeowner's exemption	$316,130 Land $116,465 Building $199,665
2022	$3,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - DOMINGUEZ private · serves 149,490 people · EPA ID CA1910033
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Starry, T-Mobile.

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