4491 SE Geneva Dr, Stuart, FL 34997 Property Records

Martin County property record for 4491 SE Geneva Dr, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,263 sqft Total Area
Lot Size	7,971 sqft (0.182 acres)
Occupancy	Owner Occupied
Last Sale	$179,900 (2020)
Tax Bill	$2,446.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`40-38-41-002-000-00171-1`
Alternative APN	`36022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,263 sqft Total Area
1st Floor	1,263 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,971 sqft (0.182 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Porch	1 Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	36022
Street Address	4491 SE GENEVA DR
City	STUART
State	FL
Zip	34997-5575
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	FISHERMANS COVE LOT 17 S 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Lot Number	17
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2000
Census Tract	1105

Owner

Source: Martin County records · APN 40-38-41-002-000-00171-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4491 SE GENEVA DR, STUART, FL 34997-5575
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Deed Doc Number	0031742177
Deed Book / Page	3174 / 2177
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 19, 2020
Property Address	4491 SE GENEVA DR, STUART, FL 34997-5575
Document Number	0031742177
Book / Page	3174 / 2177
Map Reference	MB 7 PG 8
Instrument Date	Nov 12, 2020
Instrument	2851088
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TRIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1756 SW RANCH TRL, 1756, STUART, FL 34997-7126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4491 SE GENEVA DR, STUART, FL 34997-5575

Mortgage

Document Number	0031742180
Date	Nov 19, 2020
Instrument	3174/2180

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,749 (+5.99%)	$240,540 (+7.01%) Land $130,000 Building $110,540
2024	$2,446.00 (+2.86%)
2023	$2,378.00 (+4.16%) Additional exemption filed	$158,274 (+3%)	$224,780 (+27.56%) Land $110,000 Building $114,780
2022	$2,283.00 Homeowner's exemption	$153,665	$176,220 Land $89,680 Building $86,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.