Caldwell County property record for 4491 Loye Ln, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1968 |
| Lot Size | 0.86 acres (37,444 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,919 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 38 1 42 |
| Primary APN | 08 38 1 42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Heated Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,444 sqft (0.86 acres) |
| Lot Dimensions | 148 ft deep x 253 ft wide |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 19879 |
|---|---|
| Street Address | 4491 LOYE LN |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0697/0298 0077 0.00 |
| Legal Subdivision | ETHEL N ANNAS ESTATE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31403 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4491 LOYE LN, GRANITE FALLS, NC 28630-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2011 |
| Transfer Doc | 1776001698 |
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,919.00 (-3.66%) | $237,200 (-) Land $24,300 Building $212,900 | |
| 2025 | $1,992.00 (+45.19%) | $237,200 (+63.59%) Land $24,300 Building $212,900 | $237,200 (+63.59%) Land $24,300 Building $212,900 |
| 2023 | $145,000 (-) Land $20,200 Building $124,800 | $145,000 (-) Land $20,200 Building $124,800 | |
| 2022 | $1,372.00 | $145,000 Land $20,200 Building $124,800 | $145,000 Land $20,200 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures