4491 Lakeshore Dr, Copperopolis, CA 95228 Property Records

Calaveras County property record for 4491 Lakeshore Dr, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jun 2019)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`067-010-019-000`

Property Details

APN / Parcel Number

Primary APN	`067-010-019-000`
Alternative APN	`067010019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	4491 LAKESHORE DR
City	COPPEROPOLIS
State	CA
Zip	95228-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2X
Legal Description	COPPER COVE UNIT 7 ROS 17 180 LOT 2163A
Legal Subdivision	COPPER COVE
Legal Lot Number	2163A
Legal Unit	17
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	1
Census Block	1016
Census Tract	123

Owner

4491 Lakeshore Dr is owned by an individual who acquired it in October 2019.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3513, SAN RAMON, CA 94583-8513
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
May 11, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Oct 16, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 16, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS
Jun 26, 2019	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Jul 22, 2005 · Amount on File
Deed Document Number	20197055
Last Transfer Date	Oct 10, 2019
Transfer Doc	0000012137
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	4491 LAKESHORE DR, COPPEROPOLIS, CA 95228-9707
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 NW POTTERS CT, PORTLAND, OR 97229-7529

Mortgage

Document Number	0000009189
Date	Sep 15, 2025
Instrument	2025-009189

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	4491 LAKESHORE DR, COPPEROPOLIS, CA 95228
Document Number	0000005958
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1751 PETERS RANCH RD DANVILLE CA 945265628, DANVILLE, CA 94526-5628

Mortgage

Document Number	0000005958
Date	May 13, 2020
Instrument	5958

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 16, 2019
Property Address	4491 LAKESHORE DR, COPPEROPOLIS, CA 95228
Document Number	0000012137
Instrument Date	Oct 10, 2019
Instrument	12137
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4491 LAKESHORE DR COPPEROPOLIS CA 95228, COPPEROPOLIS, CA 95228

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 16, 2019
Property Address	4491 LAKESHORE DR, COPPEROPOLIS, CA 95228
Document Number	0000012135
Instrument Date	Oct 10, 2019
Instrument	12135
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4491 LAKESHORE DR COPPEROPOLIS CA 95228, COPPEROPOLIS, CA 95228

Mortgage

Document Number	12136
Date	Oct 16, 2019
Instrument	12136

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 26, 2019
Property Address	4491 LAKESHORE DR, COPPEROPOLIS, CA 95228
Document Number	0000007055
Instrument Date	Jun 25, 2019
Instrument	7055
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Tax	$951.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3513 SAN RAMON CA 945838513, SAN RAMON, CA 94583-8513

Tax Assessment & Valuation

The 2025 property tax bill for 4491 Lakeshore Dr was $10,885.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,086,274 (+11.32%) Land $227,563 Building $858,711
2025	$10,885.00	$975,839 Land $223,101 Building $752,738
2023	$10,577.00 (+2.38%)	$940,492 Land $214,439 Building $726,053
2022	$10,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4491 Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4491 Lakeshore Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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