Osceola County property record for 4491 Holstein St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,266 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2025) |
| Tax Bill | $1,909.00 (2025) |
| Primary APN | 132630011700011050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,266 sqft Heated Area |
| Gross Area | 4,080 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Pool Area | 56 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 685 sqft Deck |
| Patio Area | 48 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4491 HOLSTEIN ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 105 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | OLD HICKORY PHSES 1 & 2 |
| Legal Phase | 1 |
| Legal Tract | 117 |
| Legal Lot Number | 105 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630011700011050
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Feb 02, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 26, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Feb 02, 2024 · Amount on Record |
| Deed Doc Number | 2025130378 |
| Deed Book / Page | 6868 / 446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Investor | Possibly a Property Investor |
| Document Number | 0067030738 |
|---|---|
| Date | Dec 02, 2024 |
| Book Page | 6703/738 |
| Instrument | 2024151370 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Document Number | 0068680446 |
| Book / Page | 6868 / 446 |
| Map Reference | MB 29 PG 13-24 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025130378 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | APEX TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5776 COOL SPRING CV, SAINT CLOUD, FL 34771-8172 |
| Name | Verified Name |
|---|---|
| Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Document Number | 0068680448 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 6868/448 |
| Instrument | 2025130379 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 02, 2024 |
| Property Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Document Number | 0065431608 |
| Book / Page | 6543 / 1608 |
| Map Reference | MB 29 PG 13-24 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024013792 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Name | Verified Name |
|---|---|
| Address | 1015 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Investor | Possibly a Property Investor |
| Document Number | 0065431609 |
|---|---|
| Date | Feb 02, 2024 |
| Instrument | 6543/1609 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Document Number | 0060722417 |
| Book / Page | 6072 / 2417 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021166209 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,701.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 4491 HOLSTEIN ST, SAINT CLOUD, FL 34772-9221 |
| Document Number | 0060722421 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 6072/2421 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,909.00 (-78.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $516,700 (+21.63%) Land $78,000 Building $438,700 | $516,700 (+0.68%) Land $78,000 Building $438,700 |
| 2024 | $8,732.00 (+1.84%) Homeowner's exemption | $424,803 (+3%) | $513,200 (+6.34%) Land $75,000 Building $438,200 |
| 2023 | $8,574.00 (+11.83%) Homeowner's exemption | $412,431 (+13%) | $482,600 (+27.27%) Land $65,000 Building $417,600 |
| 2022 | $7,667.00 Homeowner's exemption | $364,982 | $379,200 Land $55,000 Building $324,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures