4491 E Islet Ct, Hernando, FL 34442 Property Records

Citrus County property record for 4491 E Islet Ct, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage1,844 sqft Living Area
Lot Size33,699 sqft (0.773 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2024)
Tax Bill$4,800.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-01-1B000-002.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4491 E ISLET CT, HERNANDO, FL 34442-2218
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Feb 08, 2019Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Feb 09, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2024 · Amount on Record
Deed SaleSep 20, 2024 · Amount on Record
Deed Doc Number0003503698
Deed Book / Page2879 / 1878
Prior Transfer DateFeb 09, 2018
Prior Transfer Doc2018006440
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4491 E ISLET CT, HERNANDO, FL 34442-2218
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4491 E ISLET CT, CITRUS HILLS, FL 34442-2218

Mortgage

Document Number0034150569
DateOct 04, 2023
Book Page3415/569
Instrument2023057841
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4491 E ISLET CT, HERNANDO, FL 34442-2218
Document Number0029560208
Instrument DateFeb 08, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4491 E ISLET CT HERNANDO FL 344422218, HERNANDO, FL 34442-2218

Mortgage

Document Number0029560208
DateFeb 13, 2019
Book Page002956/000208
Instrument7006
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 12, 2039
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 09, 2018
Property Address4491 E ISLET CT, HERNANDO, FL 34442-2218
Document Number0028791878
Book / Page2879 / 1878
Instrument DateFeb 07, 2018
Instrument2018006440
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyAMERICAN TITLE SERVICES OF C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2773 VIA CIPRIANI316A, 2773, CLEARWATER, FL 33764

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PILGRIM RD, WEST PALM BEACH, FL 33405-3217

Mortgage

Document Number2018006441
DateFeb 09, 2018
Instrument2018006441
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,800.00 (+12.07%) Additional exemption filed$309,517 (+11.45%) Land $26,040 Building $283,477$309,517 (+11.45%) Land $26,040 Building $283,477
2024$4,283.00 (+390.05%)$277,721 (+5.11%) Land $22,210 Building $255,511$277,721 (+5.11%) Land $22,210 Building $255,511
2023$874.00 (+6.85%) Homeowner's exemption Additional exemption filed$264,223 (-7.83%) Land $48,950 Building $215,273$264,223 (-7.83%) Land $48,950 Building $215,273
2022$818.00 Homeowner's exemption Additional exemption filed$286,680 Land $38,380 Building $248,300$286,680 Land $38,380 Building $248,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation41.3 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 283 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-01-1B000-002.0
Alternative APNs
  • 0118S19E1B0000020
  • 3523030
  • 3527946

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,844 sqft Living Area
1st Floor1,844 sqft 1st Floor
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Architectural StyleSplit Level Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area33,699 sqft (0.773 acres)
Depth X Width141 ft x 239 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage Area480 sqft Garage
PorchEnclosed Porch
Porch Area376 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3527946
Old Parcel Number0118S19E1B0000020
Street Address4491 E ISLET CT
CityHERNANDO
StateFL
Zip34442-2218
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER LAKES MANOR UNIT 3 UNREC SUB SEC 1 TWN 18S RNG 19E LOT 2 MORE PART DESC AS FOLLOWS: COM MOST N'RLY COR LOT 1 BLK 12
Legal Range19E
Legal Township18S
Legal Section01
Legal SubdivisionUNREC TRACTS IN 01-18S-19E
Legal Block12
Legal Lot Number1-2
Legal Unit3
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1024
Census Tract450800

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