4491 Dover Ct, Denver, NC 28037 Property Records

Lincoln County property record for 4491 Dover Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,584 sqft · built 2020
Lot Size0.196 acres (8,538 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jun 2021)
Tax Bill$2,998 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4604-57-1876

Property Details

APN / Parcel Number

Primary APN4604-57-1876
Alternative APNs
  • 102421
  • 284721

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Stories2 Stories
Building Area3,584 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Lot Area8,538 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number284721
Street Address4491 DOVER CT
CityDENVER
StateNC
Zip28037-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#12 LT STRATFORD
Legal SubdivisionSTRATFORD SUBDIVISION
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2013
Census Tract71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4491 DOVER CT, DENVER, NC 28037-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Deed Document Number2021633112
Deed Book / Page3051 / 546
Record UpdatedOct 29, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateJun 14, 2021
Property Address4491 DOVER CT, DENVER, NC 28037-8510
Document Number0003051546
Book / Page3051 / 546
Map ReferenceMB 18 PG 96-103
Instrument DateJun 4, 2021
Instrument633112
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 CROMER RD, 120, LEXINGTON, SC 29073-9444

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 VILLA DEL REY CT, SPRINGFIELD, VA 22150-3063

Mortgage

Document Number0000633113
DateJun 14, 2021
Instrument633113
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,998.00 (+1.63%)$469,418 (-) Land $62,000 Building $407,418$469,418 (-) Land $62,000 Building $407,418
2023$2,950.00$469,418 Land $62,000 Building $407,418$469,418 Land $62,000 Building $407,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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