4491 Cuthbert Ave, North Port, FL 34287 Property Records

Sarasota County property record for 4491 Cuthbert Ave, North Port, FL 34287

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 2001
Lot Size	0.312 acres (13,582 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Sep 2014)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0989-02-8834`

Property Details

APN / Parcel Number

Primary APN	`0989-02-8834`
Alternative APN	`989028834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,541 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,582 sqft (0.312 acres)
Lot Width	1 ft Width
View / Lot	Mainland
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0989028834
Street Address	4491 CUTHBERT AVE
City	NORTH PORT
State	FL
Zip	34287-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 BLK 288 1ST ADD TO PORT CHARLOTTE
Legal Range	21E
Legal Township	39S
Legal Section	27
Legal Subdivision	PORT CHARLOTTE SUB 01
Legal Tract	1500
Legal Block	288
Legal Lot Number	34
Jurisdiction	SARASOTA FL
Township / Civil Division	NORTH PORT
Census Block Group	3
Census Block	3030
Census Tract	2736

Owner

4491 Cuthbert Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Sarasota County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4491 CUTHBERT AVE, NORTH PORT, FL 34287-3973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Prior Sale	Mar 10, 2006 · Amount on File
Deed Document Number	2014115392
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4491 CUTHBERT AVE, NORTH PORT, FL 34287-3973
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4491 CUTHBERT AVE, NORTH PORT, FL 34287-3973

Mortgage

Document Number	0000178673
Date	Dec 1, 2023
Instrument	2023178673

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4491 Cuthbert Ave was $1,612 with a homeowner's exemption, down 34.5% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	North Port City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00 (-34.52%) Homeowner's exemption	$151,008	$242,500 Land $20,000 Building $222,500
2024	$2,462.00 (+5.57%)
2023	$2,332.00 (+21.52%) Homeowner's exemption	$142,478 (+21.51%)	$280,400 (+17.42%) Land $31,300 Building $249,100
2022	$1,919.00 Homeowner's exemption	$117,260	$238,800 Land $27,700 Building $211,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4491 Cuthbert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4491 Cuthbert Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, Tillman Fiber.

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