Hamilton County property record for 4491 Cloverhill Ter, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,629 sqft · built 1965 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,500 (Oct 2003) |
| Tax Bill | $3,899 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0021-0016-00 |
| Primary APN | 540-0021-0016-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 979 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 217 ft deep x 77.4 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4491 CLOVERHILL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCUP |
| Legal Description | CLOVERHILL TER 77.44 X 217.05 IR-LOT 14 DELSHIRESUB BLK A PT 2 |
| Legal Subdivision | DELSHIRE SUB |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21422 |
4491 Cloverhill Ter is owned and occupied by two individuals who bought it in October 2003.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4491 CLOVERHILL TER, CINCINNATI, OH 45238-6107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2003 · Amount on File |
| Deed Sale | Oct 13, 2003 · Amount on File |
| Deed Document Number | 2003496381 |
| Deed Book / Page | 9426 / 299 |
| Prior Transfer Date | Apr 24, 2000 |
| Prior Transfer Doc | 0000066421 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4491 Cloverhill Ter was $3,899, down 5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (-5.02%) | $63,959 (-) Land $8,071 Building $55,888 | $182,740 Land $23,060 Building $159,680 |
| 2024 | $4,105.00 (+6.62%) | $63,959 (-) Land $8,071 Building $55,888 | |
| 2023 | $3,850.00 (+41.23%) | $63,959 (+58.89%) Land $8,071 Building $55,888 | $182,740 Land $23,060 Building $159,680 |
| 2022 | $2,726.00 | $40,254 Land $7,875 Building $32,379 | |
| 2020 | $115,010 Land $22,500 Building $92,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4491 Cloverhill Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4491 Cloverhill Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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