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4491 Cedar Ln, Brooksville, FL 34601 Property Records

Hernando County property record for 4491 Cedar Ln, Brooksville, FL 34601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1990
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Apr 2021)
Tax Bill$1,193 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR07-123-20-0656-0000-0040

Property Details

APN / Parcel Number

Primary APNR07-123-20-0656-0000-0040
Alternative APNs
  • 00739222
  • 739222

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area78,408 sqft (1.8 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area102 sqft
Deck Area144 sqft
Utility Building150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00739222
Street Address4491 CEDAR LN
CityBROOKSVILLE
StateFL
Zip34601-7784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOWERY SUBDIVISION LOT 4
Legal Range20E
Legal Township23S
Legal Section07
Legal SubdivisionLOWERY SUBDIVISION
Legal Lot Number4
JurisdictionHERNANDO FL
Township / Civil DivisionBROOKSVILLE
Census Block Group1
Census Block1005
Census Tract40303

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4491 CEDAR LN, BROOKSVILLE, FL 34601-7784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2021 · Amount on Record
Deed SaleApr 1, 2021 · Amount on Record
Deed Document Number2021022800
Deed Book / Page3975 / 1210
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 1, 2021
Property Address4491 CEDAR LN, BROOKSVILLE, FL 34601-7784
Document Number0039751210
Book / Page3975 / 1210
Map ReferenceMB 16 PG 84
Instrument DateMar 26, 2021
Instrument2021022800
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1758 GALNOR RD, 1758, CHIPLEY, FL 32428

Transferred To (Grantee/Buyer)

NameVerified Name
Address4491 CEDAR LN, BROOKSVILLE, FL 34601-7784

Mortgage

Document Number39751212
DateApr 1, 2021
Instrument3975/1212
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate7.75%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,193.00 (+2.67%) Additional exemption filed$123,050 (+5.99%)$133,297 (-2.17%) Land $32,547 Building $100,750
2023$116,099 Land $14,632 Building $101,467
2022$1,162.00$136,250 Land $32,547 Building $103,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims10 (1988–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 73% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BROOKSVILLE
serves 11,500 people · EPA ID FL6272180
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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