Hillsdale County property record for 4491 Card Rd, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,957 (2021) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-019-200-006-19-7-3 |
| Primary APN | 11-019-200-006-19-7-3 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,120 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 1,306,800 sqft (30 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 4491 CARD RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W3/8 S1/2 NE1/4 ALSO W5/8 N1/2 NE1/4 SEC EXC COM NE COR SEC TH S 89 5228W ALG N LN SEC & C/L CARD RD 1649.66 FT TO POB TH CON |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4491 CARD RD, READING, MI 49274-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 |
| Deed Sale | Dec 18, 2020 |
| Deed Document Number | 0001783189 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 4491 CARD RD, READING, MI 49274-9652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0016480155 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 1648/0155 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Cambria Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $121,100 | $242,274 Land $105,000 Building $137,274 | |
| 2021 | $1,957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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