Charlotte County property record for 44907 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.15 acres (6,526 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $511,800 (Jun 2026) |
| Tax Bill | $3,738 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422621200126 |
| Primary APN | 422621200126 |
|---|
| Lot Area | 6,526 sqft (0.15 acres) |
|---|---|
| View / Lot | Waterfront |
| Street Address | 44907 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6185 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5958 3482468 |
| Legal Subdivision | BABCOCK RANCH COMMUNITY VILLAGE II PHASE |
| Legal Lot Number | 5958 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44907 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 2, 2026 | Special Warranty Deed · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Jan 7, 2025 | Special Warranty Deed, Transfer · Commercial Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2025 · Amount on Record |
| Deed Document Number | 20263650161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 44907 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003650161 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263650161 |
| Record Updated | Jun 11, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361,842.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44907 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003650162, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20263650162 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 7, 2025 |
| Property Address | 44907 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003482468 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jan 2, 2025 |
| Instrument | 3482468 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,397.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 15799 ELINA SKY DR, PUNTA GORDA, FL 33982-6168 |
| Investor | Possibly a Property Investor |
| Document Number | 0003482469 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 3482469 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Aug 1, 2025 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,738.00 | $84,575 Land $84,575 | $84,575 Land $84,575 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 78% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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