Lorain County property record for 44905 Middle Ridge Rd, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1966 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-064-000-077 |
| Primary APN | 05-00-064-000-077 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 381 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Pole Barn | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 44905 MIDDLE RIDGE RD |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -020 & -075 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 64 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 44905 MIDDLE RIDGE RD, AMHERST, OH 44001-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2015 |
| Deed Sale | Feb 18, 2015 |
| Prior Sale | Dec 3, 2003 |
| Deed Document Number | 2015090511 |
| Prior Transfer Date | Aug 6, 2004 |
| Prior Transfer Doc | 020588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44905 MIDDLE RIDGE RD, AMHERST, OH 44001-2553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000868855 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-0868855 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 | $94,490 (%) Land $19,340 Building $75,150 | $269,980 (-) Land $55,270 Building $214,710 |
| 2024 | $3,154.00 (-9%) | $94,494 (+20.56%) Land $19,345 Building $75,149 | $269,980 (+20.56%) Land $55,270 Building $214,710 |
| 2023 | $3,466.00 (+3.52%) | $78,380 (-) Land $18,687 Building $59,693 | $223,940 (-) Land $53,390 Building $170,550 |
| 2022 | $3,348.00 | $78,380 Land $18,690 Building $59,690 | |
| 2021 | $223,940 Land $53,390 Building $170,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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