4490 Willis Wharf Rd, Exmore, VA 23350 Property Records

Northampton County property record for 4490 Willis Wharf Rd, Exmore, VA 23350

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,014 sqft · built 1919
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2020)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11A-A-110`

Property Details

APN / Parcel Number

Primary APN	`11A-A-110`
Alternative APNs	`475870` `9586` `7718`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,014 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	810 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7718
Street Address	4490 WILLIS WHARF RD
City	EXMORE
State	VA
Zip	23350-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT AT WILLIS WHARF 1.44 AC LOT AT WILLIS WHARF 1.44 AC
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	3
Census Block Group	4
Census Block	4038
Census Tract	930100

Owner

Source: Northampton County assessment roll, APN 11A-A-110, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4490 WILLIS WHARF RD, EXMORE, VA 23350-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Feb 03, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2020 · Amount on Record
Deed Sale	Feb 03, 2020 · Amount on Record
Prior Sale	Feb 03, 2020 · Amount on Record
Deed Document Number	0200000196
Last Transfer Date	Feb 28, 2025
Transfer Doc	0250000326
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	4490 WILLIS WHARF RD, EXMORE, VA 23350-2512
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000363
Date	Feb 11, 2021
Instrument	210000363

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Feb 03, 2020
Property Address	4490 WILLIS WHARF RD, EXMORE, VA 23350-2512
Document Number	0200000196
Instrument Date	Jan 27, 2020
Instrument	200000196
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 WILLIS WHARF RD, EXMORE, VA 23350-2512

Mortgage

Document Number	0200000197
Date	Feb 03, 2020
Instrument	200000197

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (+32.16%)	$320,600 (+42.49%) Land $65,700 Building $254,900
2024			$320,600 (+42.49%) Land $65,700 Building $254,900
2023	$1,710.00	$225,000 Land $55,500 Building $169,500	$225,000 Land $55,500 Building $169,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319301004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1998–2018)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 111 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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