Hennepin County property record for 4490 Watertown Rd, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,116 sqft · built 1980 |
| Lot Size | 22.2 acres (970,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,500 (Sep 2001) |
| Tax Bill | $9,577 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-118-23-21-0005 |
| Primary APN | 31-118-23-21-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 1,897 sqft |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 781 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 970,517 sqft |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Deck Area | 940 sqft |
| Patio Area | 476 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4490 WATERTOWN RD |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 T TURNHAM TOLL ADDN IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 31 |
| Legal Quarter | 21 |
| Legal Subdivision | TURNHAM TOLL ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 27204 |
4490 Watertown Rd is owned and occupied by two individuals who bought it in September 2001.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4490 WATERTOWN RD, MAPLE PLAIN, MN 55359-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on File |
| Deed Sale | Sep 20, 2001 · Amount on File |
| Prior Sale | Dec 30, 1996 · Amount on File |
| Deed Document Number | 2001773603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4490 WATERTOWN RD, MAPLE PLAIN, MN 55359-9362 |
| Document Number | 0005750357 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4490 WATERTOWN RD MAPLE PLAIN MN 553599362, MAPLE PLAIN, MN 55359-9362 |
| Document Number | 0005750357 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 5750357 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 24, 2030 |
The 2025 property tax bill for 4490 Watertown Rd was $9,577.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,577.00 | $898,300 Land $581,300 Building $317,000 | $898,300 Land $581,300 Building $317,000 |
| 2023 | $8,277.00 Homeowner's exemption | ||
| 2022 | $795,000 Land $550,000 Building $245,000 | $795,000 Land $550,000 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4490 Watertown Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 962.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4490 Watertown Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 75% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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