4490 W Samaria Rd, Temperance, MI 48182 Property Records

Monroe County property record for 4490 W Samaria Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	15.5 acres (679,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,900 (Aug 2024)
Tax Bill	$9,184 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-001-045-00`

Property Details

APN / Parcel Number

Primary APN	`15-001-045-00`

Exterior

Lot Area	679,100 sqft (15.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4490 W SAMARIA RD
City	TEMPERANCE
State	MI
Zip	48182-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1-26 SEC 1 T8S R6E 15.59 A COM AT THE SW COR OF SE 1/4 OF SEC 1 T8S R6E TH N 0 DEG 52' 14" E 1350.03 FT TH E 358.9 FT TH S
Legal Range	06E
Legal Township	08S
Legal Section	14
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1013
Census Tract	833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Jan 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENOA BANKING CO
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENCO CU
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit LENCO CU
Jun 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	202411528
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000010366
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706

Mortgage

Document Number	0000004825
Date	Apr 10, 2023
Instrument	2023R04825

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 11, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706

Mortgage

Document Number	0000023364
Date	Nov 2, 2020
Instrument	2020R23364

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000918
Date	Jan 17, 2019
Instrument	2019R00918

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2048

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706

Mortgage

Document Number	0000021790
Date	Oct 15, 2020
Instrument	2020R21790

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Document Number	0000014016
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4490 W SAMARIA RD TEMPERANCE MI 481829706, TEMPERANCE, MI 48182-9706

Mortgage

Document Number	0000014016
Date	Aug 21, 2019
Instrument	14016

Lender

Name	LENCO CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Document Number	0000015255
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4490 W SAMARIA RD TEMPERANCE MI 481829706, TEMPERANCE, MI 48182-9706

Mortgage

Document Number	0000015255
Date	Sep 9, 2019
Instrument	15255

Lender

Name	LENCO CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 21, 2019
Property Address	4490 W SAMARIA RD, TEMPERANCE, MI 48182-9706
Document Number	0000010366
Instrument Date	Jun 20, 2019
Instrument	10366
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13180 LULU RD IDA MI 481409525, IDA, MI 48140-9525

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,800 (+32.65%) Land $373,800	$747,600 (+32.65%) Land $747,600
2025	$9,184.00 (+38.06%) Homeowner's exemption
2023	$6,652.00 Homeowner's exemption	$281,800	$563,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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