4490 W Cardon St, Eagle, ID 83616 Property Records

Ada County property record for 4490 W Cardon St, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,906 sqft · built 2006
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on File
Last Sale	$285,950 (Sep 2023)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R7807670370`

Property Details

APN / Parcel Number

Primary APN	`R7807670370`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	4,253 sqft
1st Floor Area	1,284 sqft
Upper Floors Area	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Attached
Garage Area	1,083 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	326 sqft
Patio Area	267 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4490 W CARDON ST
City	EAGLE
State	ID
Zip	83616-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-DA
Legal Description	LOT 37 BLK 01 SENORA CREEK SUB
Legal Range	01W
Legal Township	04N
Legal Section	12
Legal Subdivision	SENORA CREEK SUB
Legal Block	01
Legal Lot Number	37
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2013
Census Tract	10232

Owner

4490 W Cardon St is owned and occupied by two individuals who bought it in September 2023.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2022	Intrafamily Transfer, Transfer
Nov 22, 2019	Warranty Deed, Transfer TITLE ONE
Nov 22, 2019	Quit Claim Deed, Mortgage IDAHO CTRL CU
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	202353061
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	0000033162
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 15, 2023
Property Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Document Number	0000053061
Map Reference	DOC 107003565
Instrument Date	Sep 14, 2023
Instrument	2023-053061
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 WEST GARDEN STREET, EAGLE, ID 83616

Mortgage

Document Number	0000053062
Date	Sep 15, 2023
Instrument	2023-053062

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Apr 4, 2022
Property Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Document Number	0000033162
Map Reference	MB 92 PG 10898-10901
Instrument Date	Feb 11, 2022
Instrument	2022-033162
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4490 W CARDON ST, EAGLE, ID 83616-5689

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 22, 2019
Property Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Document Number	0000117658
Instrument Date	Nov 21, 2019
Instrument	117658
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	TITLE ONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4490 W CARDON ST EAGLE ID 836165689, EAGLE, ID 83616-5689

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Nov 22, 2019
Property Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Document Number	0000117659
Instrument Date	Nov 21, 2019
Instrument	117659
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4490 W CARDON ST EAGLE ID 836165689, EAGLE, ID 83616-5689

Mortgage

Document Number	117660
Date	Nov 22, 2019
Instrument	117660

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 21, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4490 W CARDON ST, EAGLE, ID 83616-5689
Document Number	0000093641
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 W CARDON ST EAGLE ID 836165689, EAGLE, ID 83616-5689

Mortgage

Document Number	0000093641
Date	Oct 3, 2018
Instrument	93641

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4490 W Cardon St was $2,088 with a homeowner's exemption, down 15.8% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,300 (-2.11%)	$775,300 (-2.11%)
2025	$2,088.00 (-15.77%) Homeowner's exemption	$792,000	$792,000
2024	$2,479.00
2023		$687,700 Land $238,400 Building $449,300	$687,700 Land $238,400 Building $449,300
2022	$3,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 W Cardon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4490 W Cardon St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 77% of Idaho
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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