4490 Stone Canyon Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 4490 Stone Canyon Ct, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,026 sqft · built 1976
Lot Size0.127 acres (5,520 sqft)
Owner2 Individual Names on Record
Last Sale$410,500 (Aug 2012)
Tax Bill$6,588 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN133-341-043-7

Property Details

APN / Parcel Number

Primary APN133-341-043-7
Alternative APN
  • 133-341-043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,026 sqft Living Area
1st Floor Area1,241 sqft
2nd Floor Area785 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1978
Architectural StyleCluster
Lot Area5,520 sqft (0.127 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4490 STONE CANYON CT
CityCONCORD
StateCA
Zip94521-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionT03940 L0494 B EX MR
Legal SubdivisionSUBDIVISION 3940
Legal Tract03940
Legal Lot Number494
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3001
Census Tract334006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4490 STONE CANYON CT, CONCORD, CA 94521-4404
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 6, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2012 · Amount on Record
Deed SaleAug 30, 2012 · Amount on Record
Deed Document Number2012210976
Last Transfer DateMay 31, 2017
Transfer Doc0000099839
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4490 STONE CANYON CT, CONCORD, CA 94521-4404
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033998
DateFeb 24, 2020
Instrument2020-033998
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4490 STONE CANYON CT, CONCORD, CA 94521-4404
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG NATIONAL TITLE IRVINE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 STONE CANYON CT, CONCORD, CA 94521-4404

Mortgage

Document Number0000204492
DateSep 15, 2020
Instrument2020-204492
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4490 STONE CANYON CT, CONCORD, CA 94521-4404
Document Number0000117067
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 1, 2019
Title CompanyAMROCK TITLE COMPANY, AMROCK TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4490 STONE CANYON CT CONCORD CA 945214404, CONCORD, CA 94521-4404

Mortgage

Document Number0000117067
DateJul 26, 2019
Instrument117067
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJun 6, 2017
Property Address4490 STONE CANYON CT, CONCORD, CA 94521-4404
Document Number0000099839
Map ReferenceMB166 PG25
Instrument DateMay 31, 2017
Instrument2017-099839
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4490 STONE CANYON CT, CONCORD, CA 94521-4404

Mortgage

Document Number0000099840
DateJun 6, 2017
Instrument2017-099840
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$515,222 (+2%) Land $282,606 Building $232,616
2025$6,588.00 (+4.75%)$505,120 (+4.04%) Land $277,065 Building $228,055
2023$6,289.00 (+1.45%)$485,507 Land $266,307 Building $219,200
2022$6,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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