4490 Peru Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 4490 Peru Rd, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,480 sqft · built 1974
Lot Size	0.989 acres (43,118 sqft)
Owner	Owner Name on File
Tax Bill	$4,718 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-303-002`

Property Details

APN / Parcel Number

Primary APN	`10-01-303-002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,200 sqft
Finished Basement	319 sqft

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,118 sqft (0.989 acres)
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	736 sqft
Patio Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4490 PERU RD
City	DUBUQUE
State	IA
Zip	52001-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2-2-7 SW1/4 SEC 1 T89N-R2E
Legal Range	02E
Legal Township	89N
Legal Section	01
Legal Subdivision	SAGEVILLE
Legal Lot Number	2-7 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1009
Census Tract	10103

Owner

The current owner of 4490 Peru Rd acquired it in August 2009.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Owner Name on File
Mailing Address	4490 PERU RD, DUBUQUE, IA 52001-8385
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2009
Transfer Doc	0000016392
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4490 PERU RD, DUBUQUE, IA 52001-8385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000573
Date	Jan 12, 2017
Instrument	2017-00000573

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	GUTTENBERG, IA 52052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4490 PERU RD, DUBUQUE, IA 52001-8385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012116
Date	Oct 15, 2018
Instrument	2018-00012116

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	GUTTENBERG, IA 52052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,600 Land $50,600 Building $332,000	$382,600 Land $50,600 Building $332,000
2024	$4,718.00
2023		$338,300 (+24.64%) Land $50,600 Building $287,700	$338,300 Land $50,600 Building $287,700
2022	$4,528.00 Homeowner's exemption	$271,430 Land $34,650 Building $236,780
2021			$271,430 Land $34,650 Building $236,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Peru Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2001–2023)
Most Recent Claim	May 2023 · Flooding
Claims by Event	Flooding, May 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4490 Peru Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

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