4490 Old Post Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 4490 Old Post Rd, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,713 sqft · built 1962
Lot Size	0.68 acres (29,621 sqft)
Owner	Trust Name on File
Last Sale	$367,000 (May 2004)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-0528-60`

Property Details

APN / Parcel Number

Primary APN	`8-0528-60`
Alternative APNs	`CHAR M:12 L:64` `M:012 B:064`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	3,260 sqft
1st Floor Area	1,713 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8-0528-60
Street Address	4490 OLD POST RD
City	CHARLESTOWN
State	RI
Zip	02813-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	64
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	3
Census Block	3003
Census Tract	51101

Owner

4490 Old Post Rd is owner-occupied and held in a trust since August 2022.

Source: Charlestown Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	4490 OLD POST RD, CHARLESTOWN, RI 02813-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Jul 19, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2004 · Amount on File
Deed Sale	May 21, 2004 · Amount on File
Prior Sale	Apr 8, 1999 · Amount on File
Deed Book / Page	264 / 20
Last Transfer Date	Aug 31, 2022
Transfer Doc	0000490-37
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Aug 31, 2022
Property Address	4490 OLD POST RD, CHARLESTOWN, RI 02813-2559
Document Number	0000490-37
Book / Page	490 / 37
Instrument Date	Aug 31, 2022
Instrument	1804
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 OLD POST RD, CHARLESTOWN, RI 02813-2559

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	4490 OLD POST RD, CHARLESTOWN, RI 02813-2559
Document Number	439-228
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 OLD POST RD CHARLESTOWN RI 028132559, CHARLESTOWN, RI 02813-2559

Mortgage

Document Number	439-228
Date	Aug 6, 2018
Book Page	000439/000228
Instrument	1551

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jul 19, 2018
Property Address	4490 OLD POST RD, CHARLESTOWN, RI 02813-2559
Document Number	438-692
Book / Page	000438 / 000692
Instrument Date	Jul 13, 2018
Instrument	1409
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 OLD POST RD CHARLESTOWN RI 028132559, CHARLESTOWN, RI 02813-2559

Tax Assessment & Valuation

The 2025 property tax bill for 4490 Old Post Rd was $3,684.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00	$621,200 Land $341,900 Building $279,300	$761,319
2023	$3,566.00	$621,200 Land $341,900 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Old Post Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	15 (1998–2021)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4490 Old Post Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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