4490 N Custer Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4490 N Custer Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,132 sqft · built 1971
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Company Names on File
Last Sale	$60,000 (Nov 2005)
Tax Bill	$1,705 (2025)
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0030-00200-0060`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0030-00200-0060`
Alternative APNs	`1418S19E0030002000060` `1596335`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	632 sqft
Flooring	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	70 ft deep x 102 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Deck Area	238 sqft
Patio Area	238 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Account Number	1596335
Street Address	4490 N CUSTER TER
City	HERNANDO
State	FL
Zip	34442-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDRMH
Legal Description	APACHE SHORES UNIT 3 PB 4 PG 45 LOTS 6 7 & S 22 FT OF LOT 5 BLK 20 & PT OF LOT 8 BLK 34 UNIT 9 IN PB 4 PG 143 DESC AS BEGINNING AT SE CRN OF LOT 5 BLK 20 THN W 70.00FT TO SW CRN OF LOT 5 SD PT BEING ON E BDRY OF LOT 8 BLK 34 THN ALG BDRY LOT 8 BLK 34
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	APACHE SHORES UNIT 3
Legal Block	20,34
Legal Lot Number	6,5,8
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2018
Census Tract	450106

Owner

Source: Citrus County records · APN 19E-18S-14-0030-00200-0060

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5146 S LECANTO HWY, LECANTO, FL 34461-9039
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2005 · Amount on Record
Deed Sale	Nov 01, 2005 · Amount on Record
Prior Sale	Sep 28, 2005 · Amount on Record
Deed Book / Page	1940 / 507
Last Transfer Date	Nov 13, 2024
Transfer Doc	0035162117
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+7.57%)	$127,286 (-0.37%) Land $14,400 Building $112,886	$127,286 (-0.37%) Land $14,400 Building $112,886
2024	$1,585.00 (+4.21%)	$127,764 (+1.51%) Land $9,000 Building $118,764	$127,764 (+1.51%) Land $9,000 Building $118,764
2023	$1,521.00 (+34.36%)	$125,858 (+72.63%) Land $9,000 Building $116,858	$125,858 (+72.63%) Land $9,000 Building $116,858
2022	$1,132.00	$72,905 Land $7,660 Building $65,245	$72,905 Land $7,660 Building $65,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 470 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.