4490 Madison St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4490 Madison St, Dearborn Heights, MI 48125

Property Summary

Property Type	Bungalow
Details	3 bd · 1 ba · 966 sqft · built 1943
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$29,300 (Jan 2011)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33 046 02 0405 003`

Property Details

APN / Parcel Number

Primary APN	`33 046 02 0405 003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	798 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	112 ft deep x 40 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4490 MADISON ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-2152
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	33E405C 405D S 1/2 OF LOT 405 GRINDLEY PARK SUB T2S R10E L34 P72 TO 74 WCR
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	405
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1017
Census Tract	572700

Owner

4490 Madison St, a bungalow, is owned and occupied by an individual who acquired it in March 2019.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 28, 2017	Quit Claim Deed, Transfer MICHIGAN TITLE
Sep 28, 2017	Quit Claim Deed, Transfer MICHIGAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2011 · Amount on File
Deed Sale	Jan 7, 2011 · Amount on File
Prior Sale	Jan 25, 2010 · Amount on File
Deed Document Number	20119590
Deed Book / Page	48918 / 1261
Last Transfer Date	Mar 25, 2019
Transfer Doc	0549830195
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152

Mortgage

Document Number	0572280222
Date	Nov 29, 2021
Book Page	57228/222
Instrument	2021417761

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Apr 10, 2019
Property Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152
Document Number	0549830195
Book / Page	54983 / 0195
Map Reference	LB 34 PG 72-74
Instrument Date	Mar 25, 2019
Instrument	2019131120
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152

Mortgage

Document Number	2019131121
Date	Apr 10, 2019
Instrument	2019131121

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 28, 2017
Property Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152
Document Number	0539721332
Book / Page	053972 / 001332
Instrument Date	Aug 28, 2017
Instrument	317419
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	MICHIGAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4490 MADISON ST DEARBORN HEIGHTS MI 481252152, DEARBORN HEIGHTS, MI 48125-2152

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 28, 2017
Property Address	4490 MADISON ST, DEARBORN HEIGHTS, MI 48125-2152
Document Number	0539721331
Book / Page	053972 / 001331
Instrument Date	Aug 28, 2017
Instrument	317418
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	MICHIGAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 MADISON ST DEARBORN HEIGHTS MI 481252152, DEARBORN HEIGHTS, MI 48125-2152

Tax Assessment & Valuation

The 2025 property tax bill for 4490 Madison St was $1,686 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,600 (+6.89%)	$155,200 (+6.89%)
2025	$1,686.00 Homeowner's exemption	$72,600	$145,200
2023		$57,200	$114,400
2020	$1,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Madison St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	30 (1979–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4490 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures