4490 Mack Rd, Howell, MI 48855 Property Records

Livingston County property record for 4490 Mack Rd, Howell, MI 48855 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2003
Lot Size	10.6 acres (464,350 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2019)
Tax Bill	$24 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-10-300-022`

Property Details

APN / Parcel Number

Primary APN	`07-10-300-022`
Alternative APN	`470710300022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,516 sqft
Basement Area	1,516 sqft
Unfinished Basement	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	464,350 sqft (10.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4490 MACK RD
City	HOWELL
State	MI
Zip	48855-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T3N R5E BEG W 1/4 COR, TH S8748'08" E 1309.25'TH S025'28" E 309.56'; TH N89*32'36" W 1310.42'; TH ALG W LN OF SEC 10
Legal Range	05E
Legal Township	03N
Legal Section	10
Legal Subdivision	PART OF SEC 10 T3N R5E
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1008
Census Tract	712102

Owner

Source: Livingston County records · APN 07-10-300-022

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4490 MACK RD, HOWELL, MI 48855-9247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 04, 2025	Deed of Trust, Mortgage · VA Mortgage LIT FINANCIAL CORP
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 04, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Feb 21, 2003 · Amount on Record
Deed Document Number	201926919
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	0000008848
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4490 MACK RD, HOWELL, MI 48855-9247
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002488
Date	Feb 06, 2026
Instrument	2026R-002488

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	17911 VON KARMAN AVE STE 400, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2036

Interest

Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4490 MACK RD, HOWELL, MI 48855-9247
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 MACK RD, HOWELL, MI 48855-9247

Mortgage

Document Number	0000022344
Date	Nov 04, 2025
Instrument	2025R-022344

Lender

Name	LIT FINANCIAL CORP
Type	Mortgage Company
Address	3221 W BIG BEAVER RD STE 313, TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4490 MACK RD, HOWELL, MI 48855-9247
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022448
Date	Jul 10, 2020
Instrument	2020R-022448

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 01, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 04, 2019
Property Address	4490 MACK RD, HOWELL, MI 48855-9247
Document Number	0000026919
Instrument Date	Sep 30, 2019
Instrument	2019R-026919
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45394 AU LAC DR, CHESTERFIELD, MI 48051
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026920
Date	Oct 04, 2019
Instrument	2019R-026920

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,200 (+4.47%)	$486,400 (+4.47%)
2025	$24.00 (+41.18%) Homeowner's exemption	$232,800 (+16.46%)	$465,600 (+16.46%)
2024	$17.00 (-99.44%)
2023		$199,900
2021			$399,800
2019	$3,013.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937121021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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