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4490 Jude Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4490 Jude Way, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,655 sqft · built 2020
Lot Size0.208 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2023)
Tax Bill$2,927 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-2N-29-2052-00000-0090

Property Details

APN / Parcel Number

Primary APN34-2N-29-2052-00000-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,655 sqft Heated Area
Gross Area2,286 sqft
1st Floor Area2,075 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area9,104 sqft (0.208 acres)
Lot Dimensions1,520 ft deep x 600 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area211 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N292052000000090
Street Address4490 JUDE WAY
CityPACE
StateFL
Zip32571-7401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionKATIE RIDGE LOT 9 PB 12 PG 95 AS DES IN OR 4359 PG 745
Legal Range29W
Legal Township02N
Legal Section34
Legal SubdivisionKATIE RIDGE
Legal Lot Number9
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2011
Census Tract10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4490 JUDE WAY, PACE, FL 32571-7401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jan 13, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Nov 10, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleNov 10, 2020 · Amount on Record
Deed Document Number202301668
Deed Book / Page4359 / 745
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJul 7, 2026
Property Address4490 JUDE WAY, MILTON, FL 32571-7401
Document Number0000033959
Book / Page4764 / 496
Instrument DateJun 29, 2026
Instrument202633959
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 JUDE WAY, MILTON, FL 32571-7401

Mortgage

Document Number0000033959,
DateJul 7, 2026
Book Page4764/496
Instrument202633959
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 13, 2023
Property Address4490 JUDE WAY, PACE, FL 32571-7401
Document Number0043590745
Book / Page4359 / 745
Map ReferenceMB 12 PG 95
Instrument DateJan 11, 2023
Instrument202301668
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 BERKLEY DR, PENSACOLA, FL 32503-2360

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 JUDE WAY, PACE, FL 32571-7401

Mortgage

Document Number0004359747
DateJan 13, 2023
Instrument4359/747
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 10, 2020
Property Address4490 JUDE WAY, PACE, FL 32571-7401
Document Number0040280184
Book / Page4028 / 184
Map ReferenceMB 12 PG 95
Instrument DateNov 5, 2020
Instrument202060023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,646.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 CLINTON AVE W # W201, 2101, HUNTSVILLE, AL 35805-3077

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 JUDE WAY, PACE, FL 32571-7401

Mortgage

Document Number0004028186
DateNov 10, 2020
Instrument4028/186
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,927.00 (-3.18%)$229,122 (+1.77%) Land $37,000 Building $192,122$229,122 (+1.77%) Land $37,000 Building $192,122
2023$3,023.00 (+4.57%)$225,132 (+5.61%) Land $35,000 Building $190,132$225,132 (+5.61%) Land $35,000 Building $190,132
2022$2,891.00$213,168$213,168 Land $25,000 Building $188,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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