4490 Blairs Ferry Rd, Cedar Rapids, IA 52411 Property Records

Linn County property record for 4490 Blairs Ferry Rd, Cedar Rapids, IA 52411

Property Summary

Property Type	Commercial
Details	3 bd · 3.25 ba · 3,832 sqft · built 1978
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2024)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12364-26006-00000`

Property Details

APN / Parcel Number

Primary APN	`12364-26006-00000`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,832 sqft Gross Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	438 sqft
Unfinished Basement	806 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	97,574 sqft
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Patio Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4490 BLAIRS FERRY RD
City	CEDAR RAPIDS
State	IA
Zip	52411-8005
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	USR
Legal Description	BLAIRS-WINDS 1ST LOT 2
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	BLAIRS-WINDS 1ST
Legal Lot Number	2
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1042
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2024	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Aug 26, 2021	Intrafamily Transfer, Transfer
Dec 22, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Book / Page	11522 / 58011
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	1112000283
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005

Mortgage

Document Number	2026007366
Date	Mar 24, 2026
Instrument	2026-007366

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	5%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 4, 2024
Property Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005
Document Number	1152256011
Book / Page	11522 / 56011
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005

Mortgage

Document Number	1152258012
Date	Mar 4, 2024
Instrument	11522/58012

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	1152258012
Date	Mar 4, 2024
Book Page	11522/58012

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	1910 S 72ND ST STE 103, OMAHA, NE 68124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN IA
Recording Date	Aug 26, 2021
Property Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005
Document Number	0011127283
Book / Page	11127 / 283
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Dec 22, 2020
Property Address	4490 BLAIRS FERRY RD, CEDAR RAPIDS, IA 52411-8005
Document Number	0108720326
Book / Page	010872 / 000326
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 BLAIRS FERRY RD CEDAR RAPIDS IA 524118005, CEDAR RAPIDS, IA 52411-8005

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,100 (-) Land $84,300 Building $208,800	$293,100 (-) Land $84,300 Building $208,800
2025	$4,458.00 (+7.06%)	$293,100 (+24.56%) Land $84,300 Building $208,800	$293,100 (+24.56%) Land $84,300 Building $208,800
2024	$4,164.00 (-10.03%)
2023		$235,300 Land $56,200 Building $179,100	$235,300 Land $56,200 Building $179,100
2022	$4,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Palo Cooperative Telephone Association.

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