449 York Rd, Ocoee, TN 37361 Property Records

Polk County property record for 449 York Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,160 sqft · built 1979
Lot Size	7.07 acres (307,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jan 2022)
Tax Bill	$300 (2025)
Deeds & Mortgages	Nov 2024 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-037.12`

Property Details

APN / Parcel Number

Primary APN	`054-037.12`
Alternative APNs	`0105405403700` `070054 03700` `070054 03712`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	307,969 sqft (7.07 acres)
Terrain	Rolling
Garage Area	320 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	449 YORK RD
City	OCOEE
State	TN
Zip	37361-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWERY ASH RICE PIPPENGER
Legal Subdivision	CLEVELAND SURVEYING CO
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	2
Census Block	2046
Census Tract	950203

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 YORK RD, OCOEE, TN 37361-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Warranty Deed, Transfer
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2022284
Deed Book / Page	337 / 121
Last Transfer Date	Feb 21, 2025
Transfer Doc	0000000429
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Nov 27, 2024
Property Address	YORK RD, OCOEE, TN 37361
Document Number	0WD360/418
Book / Page	WD360 / 418
Map Reference	MB 337 PG 121
Instrument Date	Nov 25, 2024
Instrument	24002631
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LEGG RD, TULLAHOMA, TN 37388-7625

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 11, 2020
Property Address	449 YORK RD, OCOEE, TN 37361-3612
Document Number	0WD325/110
Book / Page	WD325 / 110
Instrument Date	Sep 9, 2020
Instrument	20002145
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CLEVELAND ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	449 YORK RD, OCOEE, TN 37361-3612

Mortgage

Document Number	0020002146
Date	Sep 11, 2020
Instrument	20002146

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 (-11.24%)	$17,750 (-11.36%) Land $17,750	$71,000 (-) Land $71,000
2023	$338.00 (+109.94%)	$20,025 (+212.89%) Land $20,025	$71,000 (+177.34%) Land $71,000
2022	$161.00	$6,400 Land $6,400	$25,600 Land $25,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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