449 Willie Gray Rd, Timberlake, NC 27583 Property Records

Person County property record for 449 Willie Gray Rd, Timberlake, NC 27583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1988
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,213 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`A54 37`

Property Details

APN / Parcel Number

Primary APN	`A54 37`
Alternative APNs	`74363 301` `8981 301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Gross Area	1,873 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Slab
Porch Area	275 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	74363 301
Street Address	449 WILLIE GRAY RD
City	TIMBERLAKE
State	NC
Zip	27583-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HOLLOW/PH2/LT10/HOUSE
Legal Subdivision	OAK HOLLOW
Legal Phase	2
Legal Lot Number	10
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	3
Census Block	3040
Census Tract	920602

Owner

449 Willie Gray Rd is owned and occupied by two individuals who acquired it in February 1996.

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage VISION FINANCIAL FCU
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 30, 2017	Deed of Trust, Mortgage VISION FINANCIAL FEDERAL CREDIT UNION
Feb 21, 2019	Deed of Trust, Mortgage VISION FINANCIAL FCU
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISION FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 1996
Deed Sale	Feb 22, 1996
Deed Book / Page	254 / 179
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010760569
Date	May 3, 2021
Book Page	1076/569
Instrument	393346

Lender

Name	VISION FINANCIAL FCU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 23, 2036

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	May 30, 2023
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Document Number	0011560405
Book / Page	1156 / 405
Map Reference	CAB 1 PG 644
Instrument Date	May 17, 2023
Instrument	407167
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18190 VALERIE DR, HILLMAN, MI 49746-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813

Mortgage

Document Number	0000407168
Date	May 30, 2023
Instrument	407168

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011340482
Date	Sep 16, 2022
Book Page	1134/482
Instrument	403180

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ROXBORO, NC 27573

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813

Mortgage

Document Number	0011340446
Date	Sep 15, 2022
Book Page	1134/446
Instrument	403174

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009560194
Date	Jun 30, 2017
Book Page	956/194

Lender

Name	VISION FINANCIAL FEDERAL CREDIT UNION
Address	DURHAM, NC 27704

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2027

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010010184
Date	Feb 21, 2019
Book Page	1001/184
Instrument	380063

Lender

Name	VISION FINANCIAL FCU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	449 WILLIE GRAY RD, TIMBERLAKE, NC 27583-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010250457
Date	Dec 17, 2019
Book Page	1025/457
Instrument	384573

Lender

Name	VISION FINANCIAL FCU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 22, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 449 Willie Gray Rd was $2,213.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,970 (-)	$327,970 (-) Land $39,316 Building $288,654
2025	$2,213.00	$327,970	$327,970 Land $39,316 Building $288,654
2023	$1,355.00 (+9.81%)	$173,374	$173,374 Land $34,260 Building $139,114
2022	$1,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Willie Gray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Willie Gray Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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