449 Ward Ave, Bellevue, KY 41073 Property Records

Campbell County property record for 449 Ward Ave, Bellevue, KY 41073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1915
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2022)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-07-410.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-07-410.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 39 ft wide
Terrain	Combination
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 WARD AVE
City	BELLEVUE
State	KY
Zip	41073-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 8 9 NAGEL BEY LANDS 39 X 100
Legal Subdivision	NAGEL & BEYLAND
Legal Lot Number	PT 8&9
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2008
Census Tract	52200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Taylor's Daughters Historic District listed 1988 · 1,021 contributing resources · NRIS 88000101

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

449 Ward Ave is owned and occupied by an individual who bought it in April 2022.

Source: Campbell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	449 WARD AVE, BELLEVUE, KY 41073-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 23, 2018	Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	20225152044
Deed Book / Page	837 / 360
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Oct 12, 2026
Property Address	449 WARD AVE, BELLEVUE, KY 41073-1503
Document Number	0006264878
Book / Page	2514 / 13
Instrument Date	Sep 26, 2026
Instrument	20266264878
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 WARD AVE, BELLEVUE, KY 41073-1503

Mortgage

Document Number	0006264878,
Date	Oct 12, 2026
Book Page	2514/13
Instrument	20266264878

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2056

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 21, 2022
Property Address	449 WARD AVE, BELLEVUE, KY 41073-1503
Document Number	0005152044
Book / Page	D837 / 360
Instrument Date	Mar 30, 2022
Instrument	5152044
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2672 WHITE PINE DR, 2672, VILLA HILLS, KY 41017-3560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 WARD AVE, BELLEVUE, KY 41073-1503

Mortgage

Document Number	0005152046
Date	Apr 21, 2022
Instrument	5152046

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 23, 2018
Property Address	449 WARD AVE, BELLEVUE, KY 41073-1503
Document Number	0005077574
Book / Page	D796 / 205
Instrument Date	Jul 10, 2018
Instrument	5077574
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 OVERLOOK RD, 722, CRESCENT SPRINGS, KY 41017-1410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 WARD AVE, BELLEVUE, KY 41073-1503
Mail Care Of	JON A ULLIMAN

Mortgage

Document Number	0005077575
Date	Jul 23, 2018
Instrument	5077575

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 449 Ward Ave was $2,605.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Bellevue City
Unified School District	Bellevue Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00	$215,000 Land $15,000 Building $200,000	$215,000 Land $15,000 Building $200,000
2023	$3,012.00 (+118.1%)	$215,000 (+110.78%) Land $15,000 Building $200,000	$215,000 (+110.78%) Land $15,000 Building $200,000
2022	$1,381.00	$102,000 Land $15,000 Building $87,000	$102,000 Land $15,000 Building $87,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 449 Ward Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Ward Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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