449 W Second St, Lexington, KY 40507 Property Records

Lexington-Fayette Urban County property record for 449 W Second St, Lexington, KY 40507

Property Summary

Property Type	Apartments (5+ Units)
Details	8,002 sqft · built 1984
Lot Size	0.459 acres (20,011 sqft)
Owner	2 Trust Names on File
Last Sale	$374,900 (Mar 2018)
Tax Bill	$4,723 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Sale & Mortgage
APN	`10350975`

Property Details

APN / Parcel Number

Primary APN	`10350975`

Interior

Units	6 Units
Stories	2 Stories
Building Area	8,002 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Lot Area	20,011 sqft (0.459 acres)
Lot Width	59.3 ft Width

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	449 W SECOND ST
City	LEXINGTON
State	KY
Zip	40507-1039
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-4
Legal Description	B-669 MARY JANE GALLAHER LOT; BOOK: 3569 PAGE: 633
Legal Subdivision	MARY JANE GALLAHER
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

449 W Second St, a residential property, is held in a trust since March 2018.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	441 W SECOND ST, 10, LEXINGTON, KY 40507-1047
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage CENTRAL BK & TR CO
Mar 29, 2018	Deed, Transfer CENTRAL BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Deed Book / Page	3569 / 633
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	449 W SECOND ST, LEXINGTON, KY 40507-1039
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000204/256
Date	Sep 10, 2021
Book Page	0204/256

Lender

Name	CENTRAL BK & TR CO

Agreement

Amount	Amount on Record

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 29, 2018
Property Address	449 W SECOND ST, LEXINGTON, KY 40507-1039
Document Number	003569/633
Book / Page	3569 / 633
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009063/687
Date	Mar 29, 2018
Book Page	9063/687

Lender

Name	CENTRAL BK & TR CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 449 W Second St was $4,723, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,723.00 (+1.88%)	$374,900 (-)	$374,900 (-)
2025	$4,636.00	$374,900	$374,900
2023	$4,636.00	$374,900	$374,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 449 W Second St; there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 W Second St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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