449 W Moraga St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 449 W Moraga St, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,655 sqft · built 2007
Lot Size0.118 acres (5,152 sqft)
Owner2 Company Names on Record
Last Sale$462,000 (Oct 2007)
Tax Bill$11,709 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN256-110-240-000

Property Details

APN / Parcel Number

Primary APN256-110-240-000
Alternative APN
  • 256-110-24

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,655 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,152 sqft (0.118 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number256-110-24
Street Address449 W MORAGA ST
CityTRACY
StateCA
Zip95391-1146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Description06-FM PT OF 209-040-16/RM 40-031
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD G
Legal Block1
Legal Lot Number66
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1029
Census Tract5221

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address449 W MORAGA ST, TRACY, CA 95391-1146
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2007 · Amount on Record
Deed SaleOct 29, 2007 · Amount on Record
Prior SaleFeb 9, 2007
Deed Document Number2007185775
Prior Transfer DateMay 1, 2007
Prior Transfer Doc0000090307
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address449 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1146
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1146

Mortgage

Document Number0000131004
DateOct 1, 2020
Instrument2020-131004
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,709.00 (+14.86%)
2025$10,194.00 (+4.6%)$602,747 (+4.04%) Land $241,676 Building $361,071
2023$9,746.00 (+2.26%) Homeowner's exemption$579,344 Land $232,293 Building $347,051$771,840
2022$9,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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