449 W Chase St, Hernando, FL 34442 Property Records

Citrus County property record for 449 W Chase St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,997 sqft · built 2024
Lot Size	1.03 acres (45,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (May 2021)
Tax Bill	$8,062 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2518S18E00101080`

Property Details

APN / Parcel Number

Primary APN	`2518S18E00101080`
Alternative APNs	`18E-18S-25-0010-00000-1080` `18E-18S-25-0010-108.0` `2284790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	3,741 sqft
1st Floor Area	2,997 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	45,164 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	9 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2284790
Street Address	449 W CHASE ST
City	HERNANDO
State	FL
Zip	34442-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	HAMPTON HILLS PB 12 PG 20 LOT 108
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	HAMPTON HILLS
Legal Lot Number	108
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2001
Census Tract	450703

Owner

Source: Citrus County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 W CHASE ST, HERNANDO, FL 34442-8328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Apr 1, 2022	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
May 25, 2021	Warranty Deed, Transfer CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	May 1, 1996 · Amount on Record
Deed Document Number	202135210
Deed Book / Page	3168 / 242
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	449 W CHASE ST, HERNANDO, FL 34442-8328
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036512214
Date	Mar 18, 2026
Book Page	3651/2214
Instrument	2026015367

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	449 W CHASE ST, HERNANDO, FL 34442-8328
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 W SUNBIRD PATH, HERNANDO, FL 34442-5134

Mortgage

Document Number	0032691437
Date	Apr 1, 2022
Book Page	3269/1437
Instrument	2022023203

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	375 Months
Due	Jul 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 25, 2021
Property Address	449 W CHASE ST, HERNANDO, FL 34442-8328
Document Number	0031680242
Book / Page	3168 / 242
Map Reference	MB 12 PG 20-23
Instrument Date	May 21, 2021
Instrument	2021035210
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6932 121ST ST, SEMINOLE, FL 33772-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1283 E TRIPLE CROWN LOOP, HERNANDO, FL 34442-5227

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,062.00 (+713.52%) Homeowner's exemption	$564,643 (+782.25%) Land $64,000 Building $500,643	$564,643 (+782.25%) Land $64,000 Building $500,643
2024	$991.00 (+9.14%)	$64,000 (+12.28%) Land $64,000	$64,000 (+12.28%) Land $64,000
2023	$908.00 (+2.6%)	$57,000 (-) Land $57,000	$57,000 (-) Land $57,000
2022	$885.00 Additional exemption filed	$57,000 Land $57,000	$57,000 Land $57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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