Essex County and Montclair Township property record for 449 Valley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,249 sqft · built 1923 |
| Lot Size | 0.154 acres (6,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Jul 2025) |
| Tax Bill | $19,725 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-02503-0000-00075 |
| Primary APN | 13-02503-0000-00075 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,249 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 6,717 sqft (0.154 acres) |
| Old Parcel Number | 130250300075 |
|---|---|
| Street Address | 449 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 6719SF |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 2503 |
| Legal Lot Number | 75 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 449 VALLEY RD, MONTCLAIR, NJ 07043-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2007 · Amount on Record |
| Deed Document Number | 202548211 |
| Prior Transfer Date | Sep 12, 2011 |
| Prior Transfer Doc | 0011090065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 449 VALLEY RD, MONTCLAIR, NJ 07043-1801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 449 VALLEY RD, MONTCLAIR, NJ 07043-1801 |
| Document Number | 0000073960 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023073960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,100 (+3.05%) Land $322,700 Building $255,400 | $578,100 (+3.05%) Land $322,700 Building $255,400 | |
| 2025 | $19,725.00 (+3.33%) | $561,000 (-) Land $322,700 Building $238,300 | $561,000 (-) Land $322,700 Building $238,300 |
| 2024 | $19,090.00 (+3.5%) | ||
| 2023 | $561,000 Land $322,700 Building $238,300 | $561,000 Land $322,700 Building $238,300 | |
| 2022 | $18,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2011) |
| Most Recent Claim | Sep 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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