449 Valley Rd, Marion, NC 28752 Property Records

McDowell County property record for 449 Valley Rd, Marion, NC 28752

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2 ba · 2,344 sqft · built 1929
Lot Size	2.31 acres (100,624 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (May 2022)
Tax Bill	$178 (2025)
Deeds & Mortgages	Sep 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1701-09-15-3953`

Property Details

APN / Parcel Number

Primary APN	`1701-09-15-3953`
Alternative APNs	`32874` `78391`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	100,624 sqft (2.31 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	78391
Street Address	OLD HIGHWAY 10 W
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1.06 AC
Legal Tract	6
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1033
Census Tract	970600

Owner

Source: McDowell County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	80 OLD HIGHWAY 10 W, MARION, NC 28752-5860
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Gift Deed, Transfer
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
May 20, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	May 5, 2022 · Amount on Record
Deed Document Number	20223116
Deed Book / Page	1400 / 409
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000002171
Record Updated	Jun 8, 2026

September 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 9, 2022
Property Address	449 VALLEY RD, MARION, NC 28752-3394
Document Number	0014120457
Book / Page	1412 / 457
Instrument Date	Aug 31, 2022
Instrument	2022005373
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 OLD HIGHWAY 10 W, MARION, NC 28752-5860

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 5, 2022
Property Address	449 VALLEY RD, MARION, NC 28752-3394
Document Number	0013980404
Book / Page	1398 / 404
Instrument Date	Apr 27, 2022
Instrument	2022002744
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 HANKINS RD, MARION, NC 28752-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 VALLEY RD, MARION, NC 28752-3393

Mortgage

Document Number	2022002745
Date	May 5, 2022
Instrument	2022002745

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 29, 2022
Property Address	449 VALLEY RD, MARION, NC 28752-3394
Document Number	0013970668
Book / Page	1397 / 668
Instrument Date	Apr 27, 2022
Instrument	2022002618
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 HANKINS RD, MARION, NC 28752-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 VALLEY RD, MARION, NC 28752-3394

Mortgage

Document Number	0013970672
Date	Apr 29, 2022
Book Page	1397/672
Instrument	2022002619

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 20, 2022
Property Address	449 VALLEY RD, MARION, NC 28752-3394
Document Number	0014000409
Book / Page	1400 / 409
Map Reference	MB 1395 PG 191
Instrument Date	Apr 25, 2022
Instrument	2022003116
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 HANKINS RD, MARION, NC 28752-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 VALLEY RD, MARION, NC 28752-3394

Mortgage

Document Number	2022003117
Date	May 20, 2022
Instrument	2022003117

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Apr 11, 2022
Property Address	449 VALLEY RD, MARION, NC 28752-3394
Document Number	0013950191
Book / Page	1395 / 191
Instrument Date	Apr 11, 2022
Instrument	2022002171
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 HANKINS RD, MARION, NC 28752-6265

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 (+3.49%)	$25,000 (-) Land $25,000
2023	$172.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Optimum, T-Mobile, Verizon.

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