Schenectady County and Rotterdam Town property record for 449 Summer St, Schenectady, NY 12306
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $93 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.15-10-24 |
| Primary APN | 422800 48.15-10-24 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 106 ft deep x 40 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 449 SUMMER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2311 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | V GRITZBACK #2-205 2.-151-18 |
| Legal Block | 10 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 447 SUMMER ST, SCHENECTADY, NY 12306-2311 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 25, 2020 |
| Property Address | 449 SUMMER ST, SCHENECTADY, NY 12306-2311 |
| Document Number | 0000024948 |
| Book / Page | 002040 / 000326 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 24948 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 FOXWOOD DR S CLIFTON PARK NY 120657006, CLIFTON PARK, NY 12065-7006 |
| Document Number | 24949 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 005014/000973 |
| Instrument | 24949 |
| Name | FIRST NAT'L BK/SCOTIA |
|---|---|
| Type | Bank |
| Address | SCOTIA, NY 12302 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93.00 (+2.2%) | ||
| 2025 | $91.00 | $2,500 (-) Land $2,500 | $3,800 (+15.15%) Land $3,800 |
| 2023 | $2,500 Land $2,500 | $3,300 Land $3,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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