449 Stanley Ave, Frostproof, FL 33843 Property Records

Polk County property record for 449 Stanley Ave, Frostproof, FL 33843 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1960
Lot Size	0.207 acres (8,995 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (May 2025)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-007100`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-007100`
Alternative APNs	`073228985800007100` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	914 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	518 sqft
Shed	1 Shed
Utility Building	30 sqft

Location & Zoning

Street Address	449 STANLEY AVE
City	FROSTPROOF
State	FL
Zip	33843-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 7 LOT 10
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	7
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2039
Census Tract	15801

Owner

Source: Polk County records · APN 28-32-07-985800-007100

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 06, 2025	Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LENDING LLC
Sep 14, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SUN WEST MORTGAGE
Sep 14, 2022	Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2025 · Amount on Record
Deed Sale	May 06, 2025 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	2025105385
Deed Book / Page	13535 / 2239
Prior Transfer Date	Apr 18, 2025
Prior Transfer Doc	0000105385
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125

Mortgage

Document Number	0000012066
Date	Jan 15, 2026
Book Page	13847/1944
Instrument	2026012066

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 06, 2025
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Document Number	0000105385
Book / Page	13535 / 2239
Map Reference	MB 44 PG 26
Instrument Date	Apr 18, 2025
Instrument	2025105385
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CLIENTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125

Mortgage

Document Number	0135352243
Date	May 06, 2025
Instrument	13535/2243

Lender

Name	LAKEVIEW LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	May 01, 2049

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Transaction Type	Mortgage
Record Updated	Feb 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125

Mortgage

Document Number	0000249383
Date	Sep 14, 2022
Book Page	12418/1437
Instrument	2022249383

Lender

Name	SUN WEST MORTGAGE
Address	ANAHEIM, CA 92806

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 14, 2022
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Document Number	0000249381
Book / Page	12418 / 1417
Map Reference	MB 44 PG 26
Instrument Date	Sep 02, 2022
Instrument	2022249381
Transaction Type	Transfer
Record Updated	Dec 10, 2024
Title Company	NIRVANA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 BOLLINGWOOD PL, VALRICO, FL 33594-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 FRASER CT, KISSIMMEE, FL 34759-5996

Mortgage

Document Number	0124181419
Date	Sep 14, 2022
Instrument	12418/1419

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Mortgage

Document Number	0000249383
Date	Sep 14, 2022
Book Page	12418/1437
Instrument	2022249383

Lender

Name	SUN WEST MORTGAGE
Address	ANAHEIM, CA 92806

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 29, 2021
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Document Number	0000283335
Book / Page	11960 / 939
Map Reference	MB 44 PG 26
Instrument Date	Oct 22, 2021
Instrument	2021283335
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 DAHLIA RD, LANCASTER, PA 17602-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BOLLINGWOOD PL, VALRICO, FL 33594-3102

Mortgage

Document Number	0011960940
Date	Oct 29, 2021
Instrument	11960/940

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 23, 2018
Property Address	449 STANLEY AVE, FROSTPROOF, FL 33843-9125
Document Number	0105901076
Book / Page	010590 / 001076
Instrument Date	Aug 23, 2018
Instrument	180048
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	449 STANLEY AVE FROSTPROOF FL 338439125, FROSTPROOF, FL 33843-9125

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (-30.85%)	$149,329 (+2.22%) Land $21,000 Building $128,329	$149,329 (-2.38%) Land $21,000 Building $128,329
2024	$2,039.00 (+8.92%) Homeowner's exemption	$146,084 (+3%)	$152,963 (+7.85%) Land $21,000 Building $131,963
2023	$1,872.00 (-7.51%) Homeowner's exemption	$141,829 (+22.62%) Land $13,500 Building $128,329	$141,829 (+22.62%) Land $13,500 Building $128,329
2022	$2,024.00	$115,665 Land $7,700 Building $107,965	$115,665 Land $7,700 Building $107,965

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050158012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005, rainfall accumulation, Hurricane Wilma

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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