449 Spectrum Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 449 Spectrum Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,398 sqft · built 2018
Lot Size	0.205 acres (8,967 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2023)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-05-03-002`

Property Details

APN / Parcel Number

Primary APN	`195-05-03-002`
Alternative APN	`195-00-00-054`

Interior

Building Area	3,398 sqft Finished Area
1st Floor Area	2,488 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,967 sqft (0.205 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	401 sqft
Patio Area	493 sqft

Location & Zoning

Street Address	449 SPECTRUM RD
City	SUMMERVILLE
State	SC
Zip	29486-0904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 260MAGNOLIA @ CANE BAY PH 6
Legal Subdivision	CANE BAY (MAGNOLIA)
Legal Lot Number	260M
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2041
Census Tract	20711

Owner

449 Spectrum Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Berkeley County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE
Oct 28, 2020	Deed, Transfer · VA Mortgage NTFN INC
Jul 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	202323986
Deed Book / Page	4630 / 605
Last Transfer Date	Mar 4, 2025
Transfer Doc	05123/0277
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 7, 2023
Property Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904
Document Number	04630/0605
Book / Page	4630 / 605
Map Reference	MB Q PG 46H&47H
Instrument Date	Jul 28, 2023
Instrument	2023023986
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904

Mortgage

Document Number	04630/0609
Date	Aug 7, 2023
Book Page	4630/609
Instrument	2023023987

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 28, 2020
Property Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904
Document Number	03556/0834
Book / Page	3556 / 834
Map Reference	MB Q PG 46H&47H
Instrument Date	Oct 20, 2020
Instrument	2020042364
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904

Mortgage

Document Number	2020042365
Date	Oct 28, 2020
Instrument	2020042365

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 31, 2018
Property Address	449 SPECTRUM RD, SUMMERVILLE, SC 29486-0904
Document Number	2807/0670
Book / Page	002807 / 000670
Instrument Date	Jul 12, 2018
Instrument	25882
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.11
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 SPECTRUM RD SUMMERVILLE SC 29486, SUMMERVILLE, SC 29486

Mortgage

Document Number	2807/0678
Date	Jul 31, 2018
Book Page	002807/000678
Instrument	25883

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 449 Spectrum Rd was $2,219 with a homeowner's exemption, up 3.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,600 (+2,4%) Land $112,500 Building $414,100	$526,600 (-) Land $112,500 Building $414,100
2025	$2,219.00 (+3.74%) Homeowner's exemption	$21,064 (-) Land $4,500 Building $16,564	$526,600 (-) Land $112,500 Building $414,100
2024	$2,139.00 Homeowner's exemption	$21,064 Land $4,500 Building $16,564	$526,600 Land $112,500 Building $414,100
2022	$6,262.00	$22,908 Land $4,290 Building $18,618	$381,800 Land $71,500 Building $310,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Spectrum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Spectrum Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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