449 Shook Rd, Bryson City, NC 28713 Property Records

Swain County property record for 449 Shook Rd, Bryson City, NC 28713

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 5,311 sqft · built 2013
Lot Size7 acres (304,920 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Aug 2022)
Tax Bill$1,490 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN667304630696

Property Details

APN / Parcel Number

Primary APN667304630696
Alternative APNs
  • 540434
  • 541775

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area5,311 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialCombination
Foundation TypePile
Roof TypeGable
Roof MaterialAsbestos
Lot Area304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number541775
Street Address449 SHOOK RD
CityBRYSON CITY
StateNC
Zip28713-5733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-OR-2710-HUGHES BR
Legal SubdivisionHUGHES BR
JurisdictionSWAIN NC
Township / Civil DivisionCHARLESTON
Census Block Group1
Census Block1090
Census Tract960302

Owner

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 342, BRYSON CITY, NC 28713-0342
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 23, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Feb 22, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 20, 2017Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Deed Document Number1972
Deed Book / Page511 / 924
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAIN NC
Property Address449 SHOOK RD, BRYSON CITY, NC 28713-5733
Transaction TypeMortgage
Record UpdatedMay 11, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000517/479
DateMar 7, 2023
Book Page517/479
Instrument351
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBRYSON CITY, NC 28713
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSWAIN NC
Recording DateAug 23, 2022
Property Address449 SHOOK RD, BRYSON CITY, NC 28713-5733
Document Number000511/924
Book / Page511 / 924
Instrument DateAug 23, 2022
Instrument1972
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address449 SHOOK RD, 449, BRYSON CITY, NC 28713-5733

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 342, BRYSON CITY, NC 28713-0342
InvestorPossibly a Property Investor

Mortgage

Document Number000511/927
DateAug 23, 2022
Book Page511/927
Instrument1973
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6%
Index5-Year CMT
Max Rate10%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSWAIN NC
Recording DateFeb 22, 2021
Property Address449 SHOOK RD, BRYSON CITY, NC 28713-5733
Document Number488/253
Book / Page488 / 253
Instrument DateFeb 18, 2021
Instrument398
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address331 DUCAN LOOK WEST #207 1520715, 331, DUNEDIN, FL 34698

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 SHOOK RD, BRYSON CITY, NC 28713-5733

Mortgage

Document Number399
DateFeb 22, 2021
Instrument399
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAIN NC
Property Address449 SHOOK RD, BRYSON CITY, NC 28713-5733
Transaction TypeMortgage
Record UpdatedOct 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 01768
DateOct 20, 2017
Book Page00452/1051
Instrument01768
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,490.00 Additional exemption filed$381,950 Land $73,160 Building $308,790$381,950 Land $73,160 Building $308,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 individual policies
Nearby Flood Policies24 units insured
incl. 6 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
BalsamWest FiberNET
Fixed Wireless
25 / 5

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