449 Seabreeze Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 449 Seabreeze Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,797 sqft · built 2013
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Oct 2021)
Tax Bill	$13,808 (2025)
Deeds & Mortgages	Oct 2021 Sale May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16141-000-0090`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16141-000-0090`
Alternative APNs	`28-318-16141-000-0090` `1061526`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,797 sqft Living Area
Gross Area	3,967 sqft
1st Floor Area	2,859 sqft
Basement Area	308 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	188 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Finished/Open Porch
Porch Area	532 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	449 SEABREEZE CIR
City	INLET BEACH
State	FL
Zip	32461-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 9 BLK B SEABREEZE S/D PH 2 PB 8-44 OR 974-314 OR 2893-1557 OR 3017-4886 OR 3041-2055 OR 3221-2015
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	SEABREEZE PH 2
Legal Phase	2
Legal Block	B
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8235 JACKSON TRCE, MONTGOMERY, AL 36117-5623
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
May 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2017	Loan Modification, Mortgage · Conventional Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	202152202
Deed Book / Page	3221 / 2015
Prior Transfer Date	May 3, 2017
Prior Transfer Doc	0030412055
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 20, 2021
Property Address	449 SEABREEZE CIR, INLET BEACH, FL 32461-7008
Document Number	0032212015
Book / Page	3221 / 2015
Map Reference	MB 8 PG 44
Instrument Date	Oct 18, 2021
Instrument	20210052202
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$9,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16358 INDIAN MOUND RD, 16358, NORWOOD, NC 28128-7464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8235 JACKSON TRCE, MONTGOMERY, AL 36117-5623

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 16, 2017
Property Address	449 SEABREEZE CIR, INLET BEACH, FL 32461-7008
Document Number	0030412055
Book / Page	003041 / 002055
Instrument Date	May 3, 2017
Instrument	15864
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7753 LANTANA AVE BLACKLICK OH 430048064, BLACKLICK, OH 43004-8064

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	449 SEABREEZE CIR, INLET BEACH, FL 32461-7008
Document Number	0030363379
Book / Page	003036 / 003379
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 JACK KNIFE DR PANAMA CITY BEACH FL 324618576, PANAMA CITY BEACH, FL 32461-8576

Mortgage

Document Number	0030363379
Date	Mar 24, 2017
Book Page	003036/003379
Instrument	9146

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,808.00 (+5.94%)	$1,528,183 (+16.03%) Land $440,000 Building $1,088,183	$1,528,183 (+16.03%) Land $440,000 Building $1,088,183
2024	$13,034.00 (+11.24%)
2023	$11,717.00 (+9.92%)	$1,317,098 (+14.5%) Land $356,041 Building $961,057	$1,317,098 (+14.5%) Land $356,041 Building $961,057
2022	$10,660.00	$1,150,312 Land $395,206 Building $755,106	$1,150,312 Land $395,206 Building $755,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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