Harrison County property record for 449 Saylor Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,583 sqft · built 1992 |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Sep 2019) |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-01-047.013 |
| Primary APN | 1110A-01-047.013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,583 sqft Adjusted Area |
| 1st Floor Area | 2,083 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Patio Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 101372 |
|---|---|
| Street Address | 449 SAYLOR DR |
| City | BILOXI |
| State | MS |
| Zip | 39531-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SAYLOR ESTATES SUBD SEC. 27-7-10 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 27 |
| Legal Subdivision | SAYLOR ESTATES SUBD |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1203 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 449 SAYLOR DR, BILOXI, MS 39531-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Sep 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Sep 24, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on Record |
| Deed Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 2019-0002753-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 449 SAYLOR DR, BILOXI, MS 39531-2225 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Title Company | DAVIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 20192903TJ2 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-2903-T-J2 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 449 SAYLOR DR, BILOXI, MS 39531-2225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210004118TJ2 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0004118-T-J2 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 24, 2019 |
| Property Address | 449 SAYLOR DR, BILOXI, MS 39531-2225 |
| Document Number | 20192753DJ2 |
| Map Reference | PB 11 PG 39 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019-2753-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 LUNA VISTA DR, 510, THE HILLS, TX 78738-1332 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 449 SAYLOR DR, BILOXI, MS 39531-2225 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 (+0.9%) Homeowner's exemption | $18,683 (+3.9%) | $186,825 (+3.9%) Land $40,000 Building $146,825 |
| 2024 | $1,111.00 (+0.91%) | ||
| 2023 | $1,101.00 Homeowner's exemption | $17,981 | $179,807 Land $40,000 Building $139,807 |
| 2022 | $1,101.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 3 (2005–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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