449 S Clovercrest Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 449 S Clovercrest Ln, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 2,011 sqft · built 1994
Lot Size	0.052 acres (2,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,000 (Sep 2026)
Tax Bill	$9,181 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-430-051-3`

Property Details

APN / Parcel Number

Primary APN	`217-430-051-3`
Alternative APN	`217-430-051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,011 sqft Living Area
1st Floor Area	901 sqft
2nd Floor Area	1,110 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	2,260 sqft (0.052 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	449 S CLOVERCREST LN
City	SAN RAMON
State	CA
Zip	94582-5505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7014 L55
Legal Subdivision	MIRAVILLA/GALE RANCH SUB 7014
Legal Tract	7014
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345112

Owner

Source: Contra Costa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 S CLOVERCREST LN, SAN RAMON, CA 94582-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE INC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Jul 22, 2010 · Amount on Record
Deed Document Number	2026101397
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0000237462
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2026
Property Address	449 S CLOVERCREST LN, SAN RAMON, CA 94582-5505
Document Number	0000101397
Instrument Date	Sep 21, 2026
Instrument	2026101397
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,431.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 S CLOVERCREST LN, SAN RAMON, CA 94582-5505

Mortgage

Document Number	0000101398,
Date	Sep 28, 2026
Instrument	2026101398

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	449 S CLOVERCREST LN, SAN RAMON, CA 94582-5505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 S CLOVERCREST LN, SAN RAMON, CA 94582-5505

Mortgage

Document Number	0000207559
Date	Sep 17, 2020
Instrument	2020-207559

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,182 (+2%) Land $392,032 Building $337,150
2025	$9,181.00 (+3.82%) Homeowner's exemption	$714,886 (+4.04%) Land $384,346 Building $330,540
2023	$8,843.00 (+0.79%) Homeowner's exemption	$687,127 Land $369,422 Building $317,705
2022	$8,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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