449 S 5th St, Reading, PA 19602 Property Records

Berks County property record for 449 S 5th St, Reading, PA 19602

Property Summary

Property TypeStore with Apartments
Details3,598 sqft · built 1910
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Tax Bill$2,145 (2026)
Deeds & MortgagesApr 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5306-43-77-9425

Property Details

APN / Parcel Number

Primary APN5306-43-77-9425
Alternative APNs
  • 01-5306-43-77-9425
  • 01085500
  • 085500

Interior

Units8 Units
Stories3 Stories
Building Area3,598 sqft Gross Area
1st Floor Area2,052 sqft
Basement Area1,620 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Lot Area2,178 sqft (0.05 acres)
View / LotSecondary Business Strip

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01085500
Street Address449 S 5TH ST
CityREADING
StatePA
Zip19602-2641
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Legal Block77
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2021
Census Tract2300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address449 S 5TH ST, READING, PA 19602-2641
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Closed-End Mortgage
FLEETWOOD BANK
Oct 18, 2018Deed of Trust, Mortgage
FLEETWOOD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address449 S 5TH ST, READING, PA 19602-2641
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 ALLEGHENYVILLE RD, MOHNTON, PA 19540-8120

Mortgage

Document Number0000016627
DateApr 7, 2021
Instrument2021016627
Lender
NameFLEETWOOD BANK
TypeBank
AddressFLEETWOOD, PA 19522
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term119 Months
DueMar 30, 2031

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address449 S 5TH ST, READING, PA 19602-2641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036317
DateOct 18, 2018
Instrument2018036317
Lender
NameFLEETWOOD BANK
TypeBank
AddressFLEETWOOD, PA 19522
Agreement
AmountAmount Recorded
Term60 Months
DueOct 15, 2023

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,145.00 (+6.61%)$76,000 (-) Land $22,500 Building $53,500$22,500 (-70.39%) Land $22,500
2024$2,012.00$76,000 Land $22,500 Building $53,500
1994$76,000 Land $22,500 Building $53,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims13 (1978–2006)
Claims Outside the SFHA11 of 13
Most Recent ClaimJun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims
  • Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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