449 Riverview Rd, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 449 Riverview Rd, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,805 sqft · built 1940
Lot Size	0.802 acres (34,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2020)
Tax Bill	$14,628 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`841-14-068`

Property Details

APN / Parcel Number

Primary APN	`841-14-068`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	3,953 sqft
1st Floor Area	2,016 sqft
2nd Floor Area	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,935 sqft (0.802 acres)
Lot Dimensions	211 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	2,325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	449 RIVERVIEW RD
City	GATES MILLS
State	OH
Zip	44040-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	28 SUBLOT 11 0010 84114069
Legal Subdivision	SUB
Legal Tract	1
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	2
Census Block	2002
Census Tract	194500

Owner

Source: Cuyahoga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 RIVERVIEW RD, GATES MILLS, OH 44040-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Apr 24, 2020	Warranty Deed, Transfer · Conventional with PMI UNION CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Jul 25, 1994 · Amount on Record
Deed Document Number	2020240009
Prior Transfer Date	Aug 11, 2009
Prior Transfer Doc	0000000310
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 2, 2026
Property Address	449 RIVERVIEW RD, GATES MILLS, OH 44040-9656
Document Number	0000000106
Instrument Date	Jun 22, 2026
Instrument	2026106
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 RIVERVIEW RD, GATES MILLS, OH 44040-9656

Mortgage

Document Number	0000000106,
Date	Jul 2, 2026
Instrument	2026106

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2056

Interest

Rate	6.51%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	449 RIVERVIEW RD, GATES MILLS, OH 44040-9656
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000366
Date	Sep 9, 2021
Instrument	202109090366

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 24, 2020
Property Address	449 RIVERVIEW RD, GATES MILLS, OH 44040-9656
Document Number	0004240009
Instrument Date	Apr 21, 2020
Instrument	4240009
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	COMPETITIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 RIVERVIEW RD GATES MILLS OH 440409656, GATES MILLS, OH 44040-9656

Mortgage

Document Number	4240010
Date	Apr 24, 2020
Instrument	4240010

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,628.00 (+0.05%) Homeowner's exemption	$227,500 (%) Land $41,125 Building $186,375	$650,000 (-) Land $117,500 Building $532,500
2024	$14,621.00 (+14.21%) Homeowner's exemption	$227,510 (+3%) Land $41,130 Building $186,380	$650,000 (+3%) Land $117,500 Building $532,500
2023	$12,802.00 (+0.67%) Homeowner's exemption	$175,010 (-) Land $13,060 Building $161,950
2022	$12,717.00 Homeowner's exemption	$175,010 Land $13,060 Building $161,950
2021			$500,000 Land $37,300 Building $462,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1978–2009)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Feb 2009 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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