449 Ridge Rd, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 449 Ridge Rd, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,832 sqft · built 1925
Lot Size	0.15 acres (6,551 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Feb 2022)
Tax Bill	$12,120 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00154-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`32-00154-0000-00019`
Alternative APNs	`320015400019` `00378100`

Interior

Stories	2 Stories
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Lot Area	6,551 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide

Location & Zoning

Account Number	00378100
Street Address	449 RIDGE RD
City	LYNDHURST
State	NJ
Zip	07071-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	50X131
Legal Subdivision	KINGSLAND-LYNDHURST PARK
Legal Block	154
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	6
Census Block	6010
Census Tract	31400

Owner

449 Ridge Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 RIDGE RD, LYNDHURST, NJ 07071-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Feb 17, 2022	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jun 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	202221303
Deed Book / Page	4587 / 23
Prior Transfer Date	Oct 22, 2002
Prior Transfer Doc	8527000005
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	449 RIDGE RD, LYNDHURST, NJ 07071-2425
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046631313
Date	Apr 26, 2022
Book Page	4663/1313
Instrument	2022045514

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 17, 2022
Property Address	449 RIDGE RD, LYNDHURST, NJ 07071-2425
Document Number	0045870023
Book / Page	4587 / 23
Instrument Date	Dec 15, 2021
Instrument	2022021303
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,666.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 RECTOR PL, 47, RED BANK, NJ 07701-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 RIDGE RD, LYNDHURST, NJ 07071-2425

Mortgage

Document Number	2022021304
Date	Feb 17, 2022
Instrument	2022021304

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 1, 2021
Property Address	449 RIDGE RD, LYNDHURST, NJ 07071-2425
Document Number	0041791593
Book / Page	4179 / 1593
Instrument Date	May 18, 2020
Instrument	2021086924
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$834.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 PIN OAK RD, 250, FREEHOLD, NJ 07728-9322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 RECTOR PL, RED BANK, NJ 07701-1010

Tax Assessment & Valuation

The 2025 property tax bill for 449 Ridge Rd was $12,120, up 7.8% from the year before.

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,700 (+5.87%) Land $323,200 Building $253,500	$576,700 (+5.87%) Land $323,200 Building $253,500
2025	$12,120.00 (+7.75%)	$544,700 Land $304,600 Building $240,100	$544,700 Land $304,600 Building $240,100
2024	$11,248.00
2023		$533,600 Land $298,900 Building $234,700	$533,600 Land $298,900 Building $234,700
2022	$12,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 449 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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