449 Richardson St, Rigby, ID 83442 Property Records

Jefferson County property record for 449 Richardson St, Rigby, ID 83442

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,874 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$442,757 (Jul 2025)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`RPA00650070230`

Property Details

APN / Parcel Number

Primary APN	`RPA00650070230`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Building Area	1,874 sqft Living Area
Basement Area	1,116 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	449 RICHARDSON ST
City	RIGBY
State	ID
Zip	83442-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIGRES
Legal Description	LOT 23 BLOCK 7 CEDAR MEADOWS SEC 13 TWP 4 NORTH RGE 38 EBM CITY OF RIGBY
Legal Range	38E
Legal Township	04N
Legal Section	13
Legal Subdivision	CITY - RIGBY - CEDAR MEADOWS
Legal Block	7
Legal Lot Number	23
Jurisdiction	JEFFERSON ID
Township / Civil Division	RIGBY
Census Block Group	3
Census Block	3006
Census Tract	960302

Owner

449 Richardson St is owned and occupied by two individuals who bought it in July 2025.

Source: Jefferson County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
May 16, 2024	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Jul 21, 2025	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Dec 29, 2023	Intrafamily Transfer, Transfer MOUNTAIN AMERICA FCU
Mar 29, 2019	Warranty Deed, Transfer · ARM IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Dec 29, 2023 · Amount on File
Deed Document Number	2025492792
Prior Transfer Date	Dec 22, 2023
Prior Transfer Doc	0000483069
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Recording Date	Apr 13, 2026
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Document Number	0000498205
Instrument Date	Mar 7, 2026
Instrument	2026498205
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000498205,
Date	Apr 13, 2026
Instrument	2026498205

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461343
Date	Mar 12, 2021
Instrument	461343

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485322
Date	May 16, 2024
Instrument	485322

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RIGBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452014
Date	May 19, 2020
Instrument	452014

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ID
Recording Date	Jul 21, 2025
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Document Number	0000492792
Map Reference	DOC 371181
Instrument Date	Jul 17, 2025
Instrument	492792
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000492793
Date	Jul 21, 2025
Instrument	492793

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON ID
Recording Date	Dec 29, 2023
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Document Number	0000483069
Map Reference	DOC 371181
Instrument Date	Dec 22, 2023
Instrument	483069
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 RICHARDSON ST, RIGBY, ID 83442-1505

Mortgage

Document Number	0000483070
Date	Dec 29, 2023
Instrument	483070

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 27, 2033

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ID
Recording Date	Mar 29, 2019
Property Address	449 RICHARDSON ST, RIGBY, ID 83442-1505
Document Number	0000442784
Map Reference	DOC371181
Instrument Date	Mar 18, 2019
Instrument	442784
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RIGBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 NORTH RICHARDSON, RIGBY, ID 83442-1505

Mortgage

Document Number	0000442785
Date	Mar 29, 2019
Instrument	442785

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.89%
Type Change Date	Apr 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.89%
Index	5-Year CMT
Max Rate	8.89%

Tax Assessment & Valuation

The 2025 property tax bill for 449 Richardson St was $2,190, down 22.4% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Jefferson County
Municipality	Rigby City
Unified School District	Jefferson County Joint School District 251 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (-22.37%)	$458,403 (+1.15%)	$458,403 (+1.15%)
2024	$2,821.00 (+6.17%)	$453,170 (-2.4%)	$453,170 (-2.4%)
2023	$2,657.00 (-20.07%)	$464,333 (+17.6%)	$464,333 (+17.6%)
2022	$3,324.00	$394,856	$394,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Richardson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Richardson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIGBY serves 5,400 people · EPA ID ID7260032
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Anthem Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Richardson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures