449 Reading St, Lehigh Acres, FL 33974 Property Records

Lee County property record for 449 Reading St, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Lot Size	0.251 acres (10,925 sqft)
Owner	2 Individual Names on File
Last Sale	$384,900 (Jun 2023)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-45-27-25-00129.0120`

Property Details

APN / Parcel Number

Primary APN	`08-45-27-25-00129.0120`
Alternative APNs	`08-45-27-L2-25129.0120` `270845L2251290120` `10406882`

Exterior

Lot Area	10,925 sqft (0.251 acres)

Location & Zoning

Account Number	10406882
Street Address	449 READING ST
City	LEHIGH ACRES
State	FL
Zip	33974-0446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	SOUTHWOOD UNIT 25 BLK 129 PB 26 PG 89 LOT 12
Legal Range	27E
Legal Township	45S
Legal Section	08
Legal Subdivision	LEHIGH ACRES 08-45-27
Legal Tract	25
Legal Block	129
Legal Lot Number	12
Legal Unit	25
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1034
Census Tract	40311

Owner

Source: Lee County assessment roll, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	449 READING ST, LEHIGH ACRES, FL 33974-0446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 24, 2022	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Nov 20, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2023224826
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000024881
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 28, 2023
Property Address	449 READING ST, LEHIGH ACRES, FL 33974-0446
Document Number	0000224826
Map Reference	MB 26 PG 59-95
Instrument Date	Jun 16, 2023
Instrument	2023000224826
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	CARPENTER TITLE AGENCY, CARPENTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,694.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 EAST SEXOND AVENUE #200200, 200200, TAMPA, FL 33605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 READING ST, LEHIGH ACRES, FL 33974-0446

Mortgage

Document Number	0000224827
Date	Jun 28, 2023
Instrument	2023000224827

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 24, 2022
Property Address	449 READING ST, LEHIGH ACRES, FL 33974-0446
Document Number	0000024881
Map Reference	MB 26 PG 59-95
Instrument Date	Jan 12, 2022
Instrument	2022000024881
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 E 2ND AVE # AVE200, AVE200, TAMPA, FL 33605-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E 2ND AVE STE 200, 200, TAMPA, FL 33605-5022

Mortgage

Document Number	0000024882
Date	Jan 24, 2022
Instrument	2022000024882

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Mar 1, 2023

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 20, 2019
Property Address	449 READING ST, LEHIGH ACRES, FL 33974-0446
Document Number	0000267524
Instrument Date	Nov 14, 2019
Instrument	267524
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,057 (+4.95%) Land $35,445 Building $253,612	$289,057 (+4.95%) Land $35,445 Building $253,612
2025	$4,130.00 (+483.33%)	$275,435 (+1,826.39%) Land $18,573 Building $256,862	$275,435 (+1,826.39%) Land $18,573 Building $256,862
2023	$708.00 (+1,08%)	$14,298 (+69.01%) Land $14,298	$14,298 (+69.01%) Land $14,298
2022	$60.00	$8,460 Land $8,460	$8,460 Land $8,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
T-Mobile USA Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Streamline.

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