449 Porter Rd, Harmon, IL 61042 Property Records

Lee County property record for 449 Porter Rd, Harmon, IL 61042

Property Summary

Property Type	Rural Home
Details	1 ba · 1,684 sqft · built 1916
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Aug 2009)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-11-400-004`

Property Details

APN / Parcel Number

Primary APN	`10-13-11-400-004`
Alternative APN	`116173`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	116173
Street Address	449 PORTER RD
City	HARMON
State	IL
Zip	61042-9749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC11 TWP20 RNG8 PT SH SEC 0112-3456
Legal Range	08
Legal Township	20
Legal Section	11
Jurisdiction	LEE IL
Township / Civil Division	HARMON
Census Block Group	2
Census Block	2086
Census Tract	700

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 PORTER RD, HARMON, IL 61042-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK AND TRUST COMPANY
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	20095024
Deed Book / Page	908 / 1134
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Recording Date	Jul 15, 2026
Property Address	449 PORTER RD, HARMON, IL 61042-9749
Document Number	0000002656
Instrument Date	Jul 3, 2026
Instrument	20262656
Transaction Type	Mortgage
Record Updated	Aug 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 PORTER RD, HARMON, IL 61042-9749

Mortgage

Document Number	0000002656,
Date	Jul 15, 2026
Instrument	20262656

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 24, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	449 PORTER RD, HARMON, IL 61042-9749
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504178
Date	Nov 5, 2025
Instrument	202504178

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	449 PORTER RD, HARMON, IL 61042-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701356
Date	Apr 12, 2017
Instrument	201701356

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Harmon Township
Unified School District	Amboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,554.00	$57,223 Land $4,019 Building $53,204

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

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